For sale Condo

Listed Jul 3, 2026

$320,000 Est. $2,117/mo

9900 South Thomas Drive Unit 1408

  • 1

    Beds

  • 2

    Baths

  • 864

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 1408 at 9900 South Thomas Drive is a 1-bedroom, 2-bathroom condo in Panama City Beach, FL with 864 sq ft of living space and 1 garage space, built in 2007. It is currently listed at $320,000, with a quarterly HOA fee of $3,326. Highlights include a waterfront setting and a pool.

TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410 (MLS 792217), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Facts & features

Home type

Condo

Year built

2007

Floors

23

Price per sq ft

$370

HOA

$3,326 / quarterly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,117 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,703
  • Property tax $320
  • Insurance $93

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Alice de La Penha

Location

Panama City Beach FL 32408