For sale Condo

Listed Jun 11, 2026

$410,000 Est. $2,712/mo

9900 South Thomas Drive Unit 1207

  • 2

    Beds

  • 3

    Baths

  • 1,148

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 1207 at 9900 South Thomas Drive is a 2-bedroom, 3-bathroom condo in Panama City Beach, FL with 1,148 sq ft of living space and 1 garage space, built in 2007. It is currently listed at $410,000, with a quarterly HOA fee of $4,420. Highlights include a waterfront setting and a pool.

SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable ''B'' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

Facts & features

Home type

Condo

Year built

2007

Floors

23

Price per sq ft

$357

HOA

$4,420 / quarterly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,712 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,182
  • Property tax $410
  • Insurance $120

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Alice de La Penha

Location

Panama City Beach FL 32408