For sale Condo

Listed Jan 29, 2026

$640,000 Est. $4,233/mo

9900 South Thomas Drive 2231

  • 3

    Beds

  • 3

    Baths

  • 1,400

    Sq ft

The story

  • Pool
  • Waterfront

Unit 2231 at 9900 South Thomas Drive is a 3-bedroom, 3-bathroom condo in Panama City Beach, FL with 1,400 sq ft of living space, built in 2007. It is currently listed at $640,000, with a quarterly HOA fee of $4,708. Highlights include a waterfront setting and a pool.

Spacious 3BR/3BA gulf front wrap around condo at Shores of Panama, one of Panama City Beach's most popular Gulf-front resorts. Unit 2231 features an open-concept living and dining area, a functional kitchen with ample cabinetry, and generously sized bedrooms with three full bathrooms—ideal for full-time living, a second home, or investment use. Enjoy resort-style amenities including a lagoon-style pool, indoor heated pool, hot tub, fitness center, on-site bar & grill, and covered parking. Centrally located in the heart of PCB, just minutes from dining, shopping, and entertainment. This condo comes with its own deeded storage unit (very large) outside the condo with electricity and refrigerator. Also comes with it's own very valuable parking spot on floor 2.

Facts & features

Home type

Condo

Year built

2007

Floors

23

Price per sq ft

$457

HOA

$4,708 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker

  • Lot Information

    Paved

  • Exterior

    Balcony

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$4,233 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,406
  • Property tax $640
  • Insurance $187

Includes principal, interest, taxes & insurance.

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Listing Broker

Emerald Coast Real Estate & Vacations LLC

Broker Name

Emerald Coast Real Estate & Vacations LLC

Agent

Kelly R Zarda

Location

Panama City Beach FL 32407