For sale Home

Listed Oct 19, 2026

$1,495,000 Est. $9,888/mo

419 Cedar Street

  • 3

    Beds

  • 2

    Baths

  • 1,584

    Sq ft

The story

Old Santa Cruz charm, with a few new tricks. Welcome to 419 Cedar St + 209 Elm St, a detached duplex in the heart of downtown that proves character and possibility can happily coexist. The Cedar St home has been thoughtfully refreshed with new interior + exterior paint, updated flooring and lighting, while keeping the vintage personality that makes it special. Tucked separately behind it, the Elm St residence opens the door to rental income, multigenerational living, a creative space, or simply a little extra breathing room. Both are recognized as legal main dwelling units. Zoned Community Commercial, there's even more to imagine here, with potential residential + commercial possibilities subject to City requirements. And talk about a good backstory: 419 Cedar was once home to Chimney Sweep Books, Santa Cruz's wonderfully quirky shop for rare + antiquarian books. Live in one. Rent the other. Create something new. Two homes, one very cool corner of Santa Cruz, and a story that's still being written.

Facts & features

Home type

Home

Year built

1928

Floors

1

Price per sq ft

$944

Parking

1-car garage

Included features

  • Heating

    Electric, Wall Furnace

  • Roof

    Composition, Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$9,888 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,957
  • Property tax $1,495
  • Insurance $436

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Compass

Broker Name

Compass

Agent

Kimberly Ward

Location

Capitola CA 95010