For sale Home

Listed Aug 20, 2026

$1,199,995 Est. $7,937/mo

118 Jessie Street

  • 3

    Beds

  • 2

    Baths

  • 1,468

    Sq ft

The story

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more

Facts & features

Home type

Home

Year built

1976

Floors

2

Price per sq ft

$817

Parking

2-car garage

Included features

  • Appliances

    Dishwasher, Disposal, Refrigerator, Vented Exhaust Fan

  • Flooring

    Wood

  • Roof

    Composition

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,937 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,387
  • Property tax $1,200
  • Insurance $350

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

eXp Realty of California Inc

Broker Name

eXp Realty of California Inc

Agent

James Godfrey-Thomas

Location

San Ramon CA 94583