For sale Home

Listed Apr 15, 2026

$1,259,000 Est. $8,327/mo

120 Maple Street

  • 4

    Beds

  • 1

    Baths

  • 1,312

    Sq ft

The story

A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.

Facts & features

Home type

Home

Year built

1885

Price per sq ft

$960

Included features

  • Fireplace

    Yes

  • Heating

    Wall Furnace

  • Roof

    Composition Shingles

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$8,327 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,701
  • Property tax $1,259
  • Insurance $367

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

eXp Realty of California Inc

Broker Name

eXp Realty of California Inc

Agent

Joe Prather

Location

CA 94583