Homes under $400K in Panama City Beach, FL

708 homes for sale · Updated August 12, 2026 · Page 2 of 15

• 9900 south thomas drive 2015, Panama City Beach 32408 $380,000 · 2 bd · 2 ba · 907 sqft
• 17690 front beach c204, Panama City Beach 32413 $257,000 · 1 bd · 1 ba · 653 sqft
• 235 saint katherine boulevard, Panama City Beach 32407 $320,000 · 2 bd · 3 ba · 1,260 sqft
• 14701 front beach road 1229, Panama City Beach 32413 $335,000 · 1 bd · 1 ba · 792 sqft
• 11483 front beach road 1004, Panama City Beach 32407 $399,000 · 1 bd · 2 ba · 1,013 sqft
• 17757 front beach road 2204d, Panama City Beach 32413 $399,900 · 1 bd · 2 ba · 846 sqft
• 17757 front beach road unit 2204d, Panama City Beach 32413 $399,900 · 1 bd · 2 ba · 846 sqft
• 8743 thomas drive 1207, Panama City Beach 32408 $295,000 · 1 bd · 2 ba · 740 sqft
• 14401 front beach road 301, Panama City Beach 32413 $139,900 · 1 ba · 330 sqft
• 14701 front beach road unit 1229, Panama City Beach 32413 $335,000 · 1 bd · 1 ba · 792 sqft
• 336 lagoon lane, Panama City Beach 32408 $389,900 · 2 bd · 2 ba · 792 sqft
• 1219 thomas 203, Panama City Beach 32408 $234,900 · 2 bd · 2 ba · 636 sqft
• 9860 south thomas 609 drive 609, Panama City Beach 32408 $349,900 · 2 bd · 2 ba · 1,262 sqft
• 9860 south thomas drive unit 609, Panama City Beach 32408 $349,900 · 2 bd · 2 ba · 1,262 sqft
• 520 richard jackson boulevard 1008, Panama City Beach 32407 $331,999 · 2 bd · 2 ba · 1,254 sqft
• 137 heather drive, Panama City Beach 32413 $312,500 · 3 bd · 2 ba · 1,384 sqft
• 9860 south thomas drive 1304, Panama City Beach 32408 $265,000 · 1 bd · 2 ba · 1,047 sqft
• 145 robin lane, Panama City Beach 32407 $260,000 · 2 bd · 2 ba · 972 sqft
• 9860 south thomas drive 217, Panama City Beach 32408 $229,000 · 1 bd · 2 ba · 1,047 sqft
• 9860 south thomas drive 301, Panama City Beach 32408 $379,000 · 3 bd · 3 ba · 1,483 sqft
• 306 carolyn avenue, Panama City Beach 32407 $315,000 · 3 bd · 2 ba · 2,012 sqft
• 520 north richard jackson boulevard 1412, Panama City Beach 32407 $290,000 · 2 bd · 2 ba · 1,254 sqft
• 8743 thomas drive 704, Panama City Beach 32408 $299,800 · 1 bd · 2 ba · 740 sqft
• 9206 widener, Panama City Beach 32407 $194,900 · 3 bd · 2 ba · 1,140 sqft
• 17462 front beach road 10c3, Panama City Beach 32413 $199,000 · 1 bd · 1 ba · 582 sqft
• 23223 front beach road 305, Panama City Beach 32413 $365,000 · 2 bd · 2 ba · 983 sqft
• 9850 south thomas drive 1110e, Panama City Beach 32408 $295,000 · 1 bd · 1 ba · 609 sqft
• 9860 south thomas drive 2127, Panama City Beach 32408 $399,999 · 2 bd · 2 ba · 1,262 sqft
• 4114 holiday drive 17, Panama City Beach 32407 $183,500 · 1 ba · 400 sqft
• 167 kimberly drive, Panama City Beach 32407 $299,000 · 2 bd · 3 ba · 1,260 sqft
• 4725 bay point road 258, Panama City Beach 32408 $235,000 · 1 bd · 1 ba · 900 sqft
• 17620 front beach 06 road o6, Panama City Beach 32413 $272,000 · 2 bd · 2 ba · 1,120 sqft
• 5115 gulf drive 104, Panama City Beach 32408 $385,000 · 1 bd · 2 ba · 883 sqft
• 8001 surf drive b-10, Panama City Beach 32408 $257,500 · 1 bd · 1 ba · 336 sqft
• 14401 front beach road 423, Panama City Beach 32413 $174,900 · 1 bd · 1 ba · 330 sqft
• 628 west caladium circle a, Panama City Beach 32413 $325,000 · 2 bd · 2 ba · 1,088 sqft
• 14401 front beach road 308, Panama City Beach 32413 $174,900 · 1 bd · 1 ba · 330 sqft
• 9850 south thomas drive 311w, Panama City Beach 32408 $327,000 · 1 bd · 1 ba · 609 sqft
• 17462 front beach 30 d road 30d, Panama City Beach 32413 $249,000 · 2 bd · 2 ba · 960 sqft
• 6213 thomas drive 505, Panama City Beach 32408 $315,000 · 1 bd · 2 ba · 893 sqft
• 520 richard jackson boulevard 2409, Panama City Beach 32407 $269,900 · 2 bd · 2 ba · 1,254 sqft
• 4620 bay point road 1043, Panama City Beach 32408 $339,000 · 2 bd · 2 ba · 2,020 sqft
• 14401 front beach road 229, Panama City Beach 32413 $179,900 · 1 ba · 330 sqft
• 18912 front beach road 202, Panama City Beach 32413 $364,000 · 2 bd · 2 ba · 765 sqft
• 4300 bay point road unit 402, Panama City Beach 32408 $279,999 · 3 bd · 3 ba · 1,650 sqft
• 17614 front beach road 5d, Panama City Beach 32413 $229,900 · 1 bd · 1 ba · 605 sqft
• 17670 front beach road k7, Panama City Beach 32413 $349,900 · 2 bd · 2 ba · 864 sqft
• 4300 bay point road 402, Panama City Beach 32408 $279,999 · 3 bd · 4 ba · 1,650 sqft
• 114 carillon market street 411, Panama City Beach 32413 $299,900 · 1 bd · 1 ba · 627 sqft
• 3600 thomas drive d307, Panama City Beach 32408 $260,000 · 1 bd · 1 ba · 980 sqft