Homes under $400K in Panama City Beach, FL

605 for sale · 925 homes listed · Updated September 25, 2026 · Page 1 of 19

• 1885 pointe drive, Panama City Beach 32407 $270,000 · 3 bd · 3 ba · 1,514 sqft
• 630 laurel court, Panama City Beach 32408 $344,900 · 2 bd · 2 ba · 972 sqft
• 8743 thomas drive 412, Panama City Beach 32408 $329,000 · 1 bd · 2 ba · 740 sqft
• 206 robin lane, Panama City Beach 32407 $255,000 · 2 bd · 2 ba · 972 sqft
• 9450 south thomas drive 1107d, Panama City Beach 32408 $360,000 · 1 bd · 1 ba · 745 sqft
• 9850 south thomas drive 1109w, Panama City Beach 32408 $260,000 · 1 bd · 1 ba · 609 sqft
• 4726 bay point road #e245, Panama City Beach 32408 $219,000 · 1 bd · 1 ba · 900 sqft
• 14401 front beach road 307, Panama City Beach 32413 $199,900 · 1 ba · 330 sqft
• 9860 south thomas 225 drive 225, Panama City Beach 32408 $310,000 · 3 bd · 2 ba · 1,262 sqft
• 2803 lagoon knoll a, Panama City Beach 32408 $299,900 · 2 bd · 2 ba · 1,114 sqft
• 9900 thomas drive 1110, Panama City Beach 32408 $316,900 · 1 bd · 2 ba · 911 sqft
• 17614 front beach road c18, Panama City Beach 32413 $290,000 · 2 bd · 1 ba · 758 sqft
• 9902 south thomas drive 1431, Panama City Beach 32408 $319,500 · 3 bd · 2 ba · 1,262 sqft
• 7482 shadow lake drive, Panama City Beach 32407 $299,900 · 3 bd · 3 ba · 1,496 sqft
• 520 north richard jackson boulevard 205, Panama City Beach 32407 $395,000 · 2 bd · 3 ba · 1,863 sqft
• 8817 thomas drive a208, Panama City Beach 32408 $209,900 · 1 ba · 489 sqft
• 17462 front beach rd 51 a road 51a, Panama City Beach 32413 $249,900 · 2 bd · 2 ba · 960 sqft
• 9902 south thomas drive unit 1532, Panama City Beach 32408 $348,000 · 3 bd · 2 ba · 1,262 sqft
• 520 north richard jackson 1714 boulevard 1714, Panama City Beach 32407 $229,900 · 1 bd · 2 ba · 853 sqft
• 9902 thomas drive 1735, Panama City Beach 32407 $226,900 · 1 bd · 2 ba · 1,047 sqft
• 1108 lighthouse road, Panama City Beach 32407 $190,000 · 2 bd · 2 ba · 935 sqft
• 116 damon circle o, Panama City Beach 32407 $175,000 · 1 bd · 1 ba · 651 sqft
• 8743 thomas drive 1028, Panama City Beach 32408 $289,900 · 1 bd · 2 ba · 740 sqft
• 9902 south thomas drive 431, Panama City Beach 32408 $319,900 · 3 bd · 2 ba · 1,262 sqft
• 9902 south thomas drive unit 1828, Panama City Beach 32408 $269,000 · 2 bd · 2 ba · 1,262 sqft
• 327 hibiscus drive, Panama City Beach 32413 $294,999 · 3 bd · 2 ba · 1,040 sqft
• 5115 gulf drive 202, Panama City Beach 32408 $399,900 · 1 bd · 2 ba · 883 sqft
• 9900 south thomas drive 1210, Panama City Beach 32408 $370,000 · 2 bd · 2 ba · 911 sqft
• 9900 south thomas drive 2015, Panama City Beach 32408 $380,000 · 2 bd · 2 ba · 907 sqft
• 17690 front beach c204, Panama City Beach 32413 $257,000 · 1 bd · 1 ba · 653 sqft
• 14701 front beach road 1229, Panama City Beach 32413 $335,000 · 1 bd · 1 ba · 792 sqft
• 7813 north lagoon drive 4h, Panama City Beach 32408 $229,500 · 2 bd · 1 ba · 720 sqft
• 14701 front beach road unit 1229, Panama City Beach 32413 $335,000 · 1 bd · 1 ba · 792 sqft
• 1219 thomas 203, Panama City Beach 32408 $229,000 · 2 bd · 2 ba · 636 sqft
• 16819 front beach road 2006, Panama City Beach 32413 $339,000 · 1 bd · 2 ba · 849 sqft
• 9860 south thomas drive unit 609, Panama City Beach 32408 $349,900 · 2 bd · 2 ba · 1,262 sqft
• 520 richard jackson boulevard 1008, Panama City Beach 32407 $331,999 · 2 bd · 2 ba · 1,254 sqft
• 137 heather drive, Panama City Beach 32413 $299,000 · 3 bd · 2 ba · 1,384 sqft
• 145 robin lane, Panama City Beach 32407 $255,000 · 2 bd · 2 ba · 972 sqft
• 9860 south thomas drive 217, Panama City Beach 32408 $229,000 · 1 bd · 2 ba · 1,047 sqft
• 9860 south thomas drive 2127, Panama City Beach 32408 $399,999 · 2 bd · 2 ba · 1,262 sqft
• 167 kimberly drive, Panama City Beach 32407 $299,000 · 2 bd · 3 ba · 1,260 sqft
• 11710 cabana court, Panama City Beach 32407 $299,000 · 3 bd · 2 ba · 1,269 sqft
• 14401 front beach road 423, Panama City Beach 32413 $174,900 · 1 bd · 1 ba · 330 sqft
• 628 west caladium circle a, Panama City Beach 32413 $320,000 · 2 bd · 2 ba · 1,088 sqft
• 14401 front beach road 308, Panama City Beach 32413 $174,900 · 1 bd · 1 ba · 330 sqft
• 9850 south thomas drive 311w, Panama City Beach 32408 $317,000 · 1 bd · 1 ba · 609 sqft
• 6213 thomas drive 505, Panama City Beach 32408 $315,000 · 1 bd · 2 ba · 893 sqft
• 4620 bay point road 1043, Panama City Beach 32408 $339,000 · 2 bd · 2 ba · 2,020 sqft
• 17670 front beach road unit k7, Panama City Beach 32413 $349,900 · 2 bd · 2 ba · 864 sqft