Homes under $400K in Panama City Beach, FL

708 homes for sale · Updated August 12, 2026 · Page 1 of 15

• 4715 thomas 309 b drive 309b, Panama City Beach 32408 $390,000 · 1 bd · 2 ba · 750 sqft
• 1885 pointe drive, Panama City Beach 32407 $270,000 · 3 bd · 3 ba · 1,514 sqft
• 630 laurel court, Panama City Beach 32408 $344,900 · 2 bd · 2 ba · 972 sqft
• 8743 thomas drive 412, Panama City Beach 32408 $329,000 · 1 bd · 2 ba · 740 sqft
• 206 robin lane, Panama City Beach 32407 $270,000 · 2 bd · 2 ba · 972 sqft
• 9450 south thomas drive 1107d, Panama City Beach 32408 $360,000 · 1 bd · 1 ba · 745 sqft
• 9850 south thomas drive 1109w, Panama City Beach 32408 $260,000 · 1 bd · 1 ba · 609 sqft
• 4726 bay point road #e245, Panama City Beach 32408 $219,000 · 1 bd · 1 ba · 900 sqft
• 14401 front beach road 307, Panama City Beach 32413 $199,900 · 1 ba · 330 sqft
• 9902 south thomas drive 2132, Panama City Beach 32408 $365,000 · 3 bd · 2 ba · 1,262 sqft
• 9860 south thomas 225 drive 225, Panama City Beach 32408 $310,000 · 3 bd · 2 ba · 1,262 sqft
• 2803 lagoon knoll a, Panama City Beach 32408 $299,900 · 2 bd · 2 ba · 1,114 sqft
• 9900 thomas drive 1110, Panama City Beach 32408 $326,900 · 1 bd · 2 ba · 911 sqft
• 6505 thomas drive 910, Panama City Beach 32408 $399,000 · 2 bd · 2 ba · 1,015 sqft
• 612 cape cod drive, Panama City Beach 32407 $225,000 · 3 bd · 2 ba · 1,225 sqft
• 9902 south thomas drive 1431, Panama City Beach 32408 $319,500 · 3 bd · 2 ba · 1,262 sqft
• 7482 shadow lake drive, Panama City Beach 32407 $299,900 · 3 bd · 3 ba · 1,496 sqft
• 8730 thomas drive 1201-b, Panama City Beach 32408 $189,000 · 1 bd · 1 ba · 840 sqft
• 8730 thomas drive 305, Panama City Beach 32408 $249,000 · 1 bd · 2 ba · 680 sqft
• 520 north richard jackson boulevard 205, Panama City Beach 32407 $395,000 · 2 bd · 3 ba · 1,863 sqft
• 9860 thomas drive 1819, Panama City Beach 32408 $269,000 · 1 bd · 2 ba · 1,074 sqft
• 8817 thomas drive a208, Panama City Beach 32408 $214,900 · 1 ba · 489 sqft
• 9254 cool breeze drive, Panama City Beach 32413 $374,900 · 2 bd · 2 ba · 1,315 sqft
• 17751 panama city beach parkway unit 15b, Panama City Beach 32413 $239,000 · 2 bd · 2 ba · 1,100 sqft
• 8817 thomas drive a210, Panama City Beach 32408 $199,999 · 1 ba · 489 sqft
• 9450 south thomas drive 507d, Panama City Beach 32408 $359,000 · 1 bd · 1 ba · 745 sqft
• 8700 front beach road 5101, Panama City Beach 32407 $288,000 · 2 bd · 3 ba · 1,325 sqft
• 17462 front beach rd 51 a road 51a, Panama City Beach 32413 $249,900 · 2 bd · 2 ba · 960 sqft
• 9902 south thomas drive unit 1532, Panama City Beach 32408 $349,000 · 3 bd · 2 ba · 1,262 sqft
• 301 lullwater drive 401, Panama City Beach 32413 $249,900 · 2 bd · 2 ba · 1,089 sqft
• 520 north richard jackson 1714 boulevard 1714, Panama City Beach 32407 $259,900 · 1 bd · 2 ba · 853 sqft
• 17751 panama city beach parkway 15b, Panama City Beach 32413 $239,000 · 2 bd · 2 ba · 1,100 sqft
• 9902 thomas drive 1735, Panama City Beach 32407 $236,900 · 1 bd · 2 ba · 1,047 sqft
• 23223 front beach road b3-307, Panama City Beach 32413 $399,000 · 1 bd · 1 ba · 735 sqft
• 1108 lighthouse road, Panama City Beach 32407 $205,000 · 2 bd · 2 ba · 935 sqft
• 116 damon circle o, Panama City Beach 32407 $175,000 · 1 bd · 1 ba · 651 sqft
• 128 white sandy drive, Panama City Beach 32407 $350,000 · 2 bd · 3 ba · 1,104 sqft
• 508 pinetree drive, Panama City Beach 32413 $350,000 · 3 bd · 2 ba · 1,485 sqft
• 1219 thomas drive 25, Panama City Beach 32408 $246,900 · 2 bd · 2 ba · 979 sqft
• 9902 south thomas drive 431, Panama City Beach 32408 $329,900 · 3 bd · 2 ba · 1,262 sqft
• 9902 south thomas drive unit 1828, Panama City Beach 32408 $269,000 · 2 bd · 2 ba · 1,262 sqft
• 17462 front beach road 35d, Panama City Beach 32413 $260,000 · 2 bd · 2 ba · 960 sqft
• 4726 bay point road 4204, Panama City Beach 32408 $398,850 · 2 bd · 3 ba · 1,200 sqft
• 116 damon circle c, Panama City Beach 32407 $239,000 · 1 bd · 1 ba · 651 sqft
• 133 southfields road c, Panama City Beach 32413 $389,000 · 2 bd · 2 ba · 960 sqft
• 327 hibiscus drive, Panama City Beach 32413 $298,900 · 3 bd · 2 ba · 1,040 sqft
• 9902 south thomas drive 1828, Panama City Beach 32408 $269,000 · 2 bd · 2 ba · 1,262 sqft
• 5115 gulf drive 202, Panama City Beach 32408 $399,900 · 1 bd · 2 ba · 883 sqft
• 8743 thomas drive 1028, Panama City Beach 32408 $289,900 · 1 bd · 2 ba · 740 sqft
• 9900 south thomas drive 1210, Panama City Beach 32408 $370,000 · 2 bd · 2 ba · 911 sqft