Homes under $400K in Panama City Beach, FL

633 for sale · 1,039 homes listed · Updated November 9, 2026 · Page 1 of 21

• 1885 Pointe Drive, Panama City Beach 32407 $270,000 · 3 bd · 3 ba · 1,514 sqft
• 6505 Thomas Drive Unit 510, Panama City Beach 32408 $399,900 · 2 bd · 2 ba · 1,015 sqft
• 8743 Thomas Drive 412, Panama City Beach 32408 $329,000 · 1 bd · 2 ba · 740 sqft
• 206 Robin Lane, Panama City Beach 32407 $255,000 · 2 bd · 2 ba · 972 sqft
• 9450 South Thomas Drive 1107d, Panama City Beach 32408 $360,000 · 1 bd · 1 ba · 745 sqft
• 9850 South Thomas Drive 1109w, Panama City Beach 32408 $260,000 · 1 bd · 1 ba · 609 sqft
• 14401 Front Beach Road 307, Panama City Beach 32413 $199,900 · 1 ba · 330 sqft
• 9860 South Thomas 225 Drive 225, Panama City Beach 32408 $310,000 · 3 bd · 2 ba · 1,262 sqft
• 2803 Lagoon Knoll A, Panama City Beach 32408 $299,900 · 2 bd · 2 ba · 1,114 sqft
• 9900 Thomas Drive 1110, Panama City Beach 32408 $311,900 · 1 bd · 2 ba · 911 sqft
• 612 Cape Cod Drive, Panama City Beach 32407 $210,000 · 3 bd · 2 ba · 1,225 sqft
• 17614 Front Beach Road C18, Panama City Beach 32413 $290,000 · 2 bd · 1 ba · 758 sqft
• 9902 South Thomas Drive 1431, Panama City Beach 32408 $319,500 · 3 bd · 2 ba · 1,262 sqft
• 7482 Shadow Lake Drive, Panama City Beach 32407 $299,900 · 3 bd · 3 ba · 1,638 sqft
• 520 North Richard Jackson Boulevard 205, Panama City Beach 32407 $395,000 · 2 bd · 3 ba · 1,863 sqft
• 8817 Thomas Drive A208, Panama City Beach 32408 $209,900 · 1 ba · 489 sqft
• 9450 South Thomas Drive Unit 507d, Panama City Beach 32408 $349,000 · 1 bd · 1 ba · 745 sqft
• 17462 Front Beach Rd 51 A Road 51a, Panama City Beach 32413 $249,900 · 2 bd · 2 ba · 960 sqft
• 9902 South Thomas Drive Unit 1532, Panama City Beach 32408 $348,000 · 3 bd · 2 ba · 1,262 sqft
• 520 North Richard Jackson Boulevard Unit 1714, Panama City Beach 32407 $214,444 · 1 bd · 2 ba · 853 sqft
• 9902 Thomas Drive 1735, Panama City Beach 32407 $221,900 · 1 bd · 2 ba · 1,047 sqft
• 8743 Thomas Drive Unit 1028, Panama City Beach 32408 $289,900 · 1 bd · 2 ba · 740 sqft
• 9902 South Thomas Drive 431, Panama City Beach 32408 $319,900 · 3 bd · 2 ba · 1,262 sqft
• 9902 South Thomas Drive Unit 1828, Panama City Beach 32408 $269,000 · 2 bd · 2 ba · 1,262 sqft
• 17462 Front Beach Road Unit 35d, Panama City Beach 32413 $260,000 · 2 bd · 2 ba · 960 sqft
• 4726 Bay Point Road 4204, Panama City Beach 32408 $398,000 · 2 bd · 3 ba · 1,200 sqft
• 116 Damon Circle C, Panama City Beach 32407 $229,000 · 1 bd · 1 ba · 651 sqft
• 327 Hibiscus Drive, Panama City Beach 32413 $294,900 · 3 bd · 2 ba · 1,040 sqft
• 9900 South Thomas Drive Unit 1210, Panama City Beach 32408 $350,000 · 2 bd · 2 ba · 911 sqft
• 9900 South Thomas Drive Unit 2015, Panama City Beach 32408 $360,000 · 2 bd · 2 ba · 907 sqft
• 17690 Front Beach C204, Panama City Beach 32413 $257,000 · 1 bd · 1 ba · 653 sqft
• 14701 Front Beach Road Unit 1229, Panama City Beach 32413 $335,000 · 1 bd · 1 ba · 792 sqft
• 17757 Front Beach Road Unit 2204d, Panama City Beach 32413 $399,900 · 1 bd · 2 ba · 846 sqft
• 7813 North Lagoon Drive 4h, Panama City Beach 32408 $229,500 · 2 bd · 1 ba · 720 sqft
• 336 Lagoon Lane, Panama City Beach 32408 $380,000 · 2 bd · 2 ba · 792 sqft
• 1219 Thomas Unit 203, Panama City Beach 32408 $224,000 · 2 bd · 2 ba · 636 sqft
• 9860 South Thomas Drive Unit 609, Panama City Beach 32408 $349,900 · 2 bd · 2 ba · 1,262 sqft
• 520 Richard Jackson Boulevard 1008, Panama City Beach 32407 $331,999 · 2 bd · 2 ba · 1,254 sqft
• 8743 South Thomas Drive 1318, Panama City Beach 32408 $269,900 · 1 bd · 2 ba · 740 sqft
• 137 Heather Drive, Panama City Beach 32413 $289,000 · 3 bd · 2 ba · 1,384 sqft
• 145 Robin Lane, Panama City Beach 32407 $255,000 · 2 bd · 2 ba · 972 sqft
• 9860 South Thomas Drive Unit 217, Panama City Beach 32408 $199,900 · 1 bd · 2 ba · 1,047 sqft
• 9850 South Thomas Drive Unit 1110e, Panama City Beach 32408 $293,500 · 1 bd · 1 ba · 609 sqft
• 9860 South Thomas Drive Unit 2127, Panama City Beach 32408 $399,999 · 2 bd · 2 ba · 1,262 sqft
• 17620 Front Beach 06 Road Unit O6, Panama City Beach 32413 $265,000 · 2 bd · 2 ba · 1,120 sqft
• 11710 Cabana Court, Panama City Beach 32407 $299,000 · 3 bd · 2 ba · 1,269 sqft
• 14401 Front Beach Road 423, Panama City Beach 32413 $194,900 · 1 bd · 1 ba · 330 sqft
• 14401 Front Beach Road 308, Panama City Beach 32413 $194,900 · 1 bd · 1 ba · 330 sqft
• 9850 South Thomas Drive Unit 311w, Panama City Beach 32408 $317,000 · 1 bd · 1 ba · 609 sqft
• 9450 South Thomas Drive Unit 2105, Panama City Beach 32408 $344,900 · 1 bd · 1 ba · 745 sqft