Homes under $400K in Panama City Beach, FL

605 for sale · 925 homes listed · Updated September 27, 2026 · Page 3 of 19

• 5115 gulf drive unit 1403, Panama City Beach 32408 $385,900 · 1 bd · 2 ba · 883 sqft
• 9860 south thomas drive unit 1116, Panama City Beach 32408 $249,000 · 1 bd · 2 ba · 1,047 sqft
• 3211 treasure circle, Panama City Beach 32408 $399,900 · 2 bd · 2 ba · 968 sqft
• 15100 front beach road 1131, Panama City Beach 32413 $329,900 · 1 bd · 1 ba · 881 sqft
• 277 palmeras marinas lane, Panama City Beach 32407 $354,000 · 3 bd · 3 ba · 1,433 sqft
• 23223 front beach road b3-407, Panama City Beach 32413 $364,000 · 1 bd · 1 ba · 735 sqft
• 9850 south thomas drive 1006e, Panama City Beach 32408 $312,000 · 1 bd · 1 ba · 751 sqft
• 14701 front beach road 1232, Panama City Beach 32413 $339,000 · 1 bd · 1 ba · 792 sqft
• 8700 front beach road 1303, Panama City Beach 32407 $255,000 · 2 bd · 3 ba · 1,325 sqft
• 9860 south thomas drive 815, Panama City Beach 32408 $269,999 · 1 bd · 2 ba · 1,047 sqft
• 7687 shadow lake drive, Panama City Beach 32407 $270,000 · 3 bd · 3 ba · 1,496 sqft
• 17462 front beach road 55302, Panama City Beach 32413 $279,000 · 1 bd · 2 ba · 1,246 sqft
• 8617 marlin place, Panama City Beach 32408 $279,900 · 3 bd · 3 ba · 1,536 sqft
• 17462 front beach road 54103, Panama City Beach 32413 $264,300 · 1 bd · 2 ba · 770 sqft
• 5621 sunset avenue, Panama City Beach 32408 $365,000 · 2 bd · 1 ba · 960 sqft
• 4305 bay point road 446, Panama City Beach 32408 $264,000 · 2 bd · 3 ba · 1,420 sqft
• 15928 front beach road #32005, Panama City Beach 32413 $399,900 · 1 bd · 2 ba · 1,103 sqft
• 23223 front beach road a-139, Panama City Beach 32413 $309,000 · 2 bd · 3 ba · 983 sqft
• 16701 front beach road 805, Panama City Beach 32413 $399,900 · 1 bd · 2 ba · 914 sqft
• 9860 south thomas drive unit 1107, Panama City Beach 32408 $349,000 · 2 bd · 2 ba · 1,262 sqft
• 9900 south thomas drive unit 2011, Panama City Beach 32408 $399,900 · 2 bd · 2 ba · 907 sqft
• 9902 south thomas drive 136, Panama City Beach 32408 $259,900 · 1 bd · 2 ba · 1,047 sqft
• 172 white sandy drive, Panama City Beach 32407 $319,000 · 2 bd · 3 ba · 1,002 sqft
• 9900 south thomas drive unit 2226, Panama City Beach 32408 $295,000 · 1 bd · 2 ba · 936 sqft
• 9900 south thomas drive 409, Panama City Beach 32408 $340,000 · 1 bd · 2 ba · 864 sqft
• 9900 south thomas drive 917, Panama City Beach 32408 $350,000 · 2 bd · 2 ba · 907 sqft
• 14401 front beach road #426, Panama City Beach 32413 $175,000 · 1 ba · 330 sqft
• 8743 thomas drive 1412, Panama City Beach 32408 $325,000 · 1 bd · 2 ba · 740 sqft
• 8700 front beach road 4210, Panama City Beach 32407 $331,000 · 2 bd · 3 ba · 1,325 sqft
• 11347 front beach road 907, Panama City Beach 32407 $350,000 · 1 bd · 1 ba · 743 sqft
• 207 greenwood drive, Panama City Beach 32407 $280,000 · 3 bd · 2 ba · 1,818 sqft
• 10901 front beach road 1913, Panama City Beach 32407 $398,000 · 1 bd · 1 ba · 737 sqft
• 6404 pine drive, Panama City Beach 32408 $295,000 · 3 bd · 2 ba · 1,420 sqft
• 125 bonita circle, Panama City Beach 32408 $319,000 · 2 bd · 2 ba · 1,361 sqft
• 6205 thomas unit f2, Panama City Beach 32408 $264,000 · 1 bd · 1 ba · 626 sqft
• 11710 seashore lane, Panama City Beach 32407 $318,000 · 3 bd · 2 ba · 1,641 sqft
• 17620 front beach road r1, Panama City Beach 32413 $310,000 · 2 bd · 3 ba · 1,120 sqft
• 171 white cap way, Panama City Beach 32407 $300,000 · 3 bd · 3 ba · 1,432 sqft
• 936 pelican place, Panama City Beach 32407 $368,000 · 3 bd · 2 ba · 1,619 sqft
• 17614 front beach road 11f, Panama City Beach 32413 $285,000 · 2 bd · 2 ba · 758 sqft
• 112 fairway boulevard 304, Panama City Beach 32407 $164,000 · 2 bd · 1 ba · 1,200 sqft
• 3600 tiki drive 115, Panama City Beach 32408 $165,000 · 1 bd · 1 ba · 532 sqft
• 15100 front beach road 723, Panama City Beach 32413 $179,500 · 1 ba · 465 sqft
• 160 linda marie lane, Panama City Beach 32407 $299,000 · 2 bd · 3 ba · 1,116 sqft
• 520 north richard jackson boulevard 905, Panama City Beach 32407 $299,900 · 2 bd · 2 ba · 1,254 sqft
• 101 cain road h, Panama City Beach 32413 $209,900 · 1 ba · 410 sqft
• 10901 front beach road 1414, Panama City Beach 32407 $395,000 · 1 bd · 1 ba · 737 sqft
• 9900 south thomas drive 1125, Panama City Beach 32408 $340,000 · 1 bd · 2 ba · 936 sqft
• 8730 thomas drive 1207b, Panama City Beach 32408 $199,900 · 1 bd · 1 ba · 769 sqft
• 8730 thomas drive #1207b, Panama City Beach 32408 $199,900 · 1 bd · 1 ba · 769 sqft