For sale Condo

Listed Oct 31, 2026

$345,000 Est. $2,282/mo

9900 South Thomas Drive Unit 317

  • 2

    Beds

  • 2

    Baths

  • 907

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 317 at 9900 South Thomas Drive is a 2-bedroom, 2-bathroom condo in Panama City Beach, FL with 907 sq ft of living space, built in 2007. It is currently listed at $345,000, with a quarterly HOA fee of $3,492. Highlights include a waterfront setting, water views and a pool.

LOW FLOOR | GULF-VIEW PRIMARY SUITE | POPULAR TYPE C FLOOR PLAN Shores of Panama Unit 317 in Panama City Beach features coastal-nautical décor, updated light fixtures, large flat-screen TVs, and tile flooring throughout. This well-maintained condo offers the popular Type C floor plan with a Gulf-front primary suite offering views of the Gulf, pool, and palms through its bedroom window, plus a private bunk room and 2 full bathrooms. Located on the 3rd floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and Samsung appliances and opens to the living and dining areas. An accent wall behind the living room TV adds to the coastal styling. The full-width balcony, accessed from the living room, extends in front of the primary suite and provides outdoor living space overlooking the lagoon-style pool and Gulf. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. Additional features include a 2019 HVAC system and 2023 water heater. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers additional dining, retail, and entertainment options. HOA dues are $3,491.71 per quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

Facts & features

Home type

Condo

Year built

2007

Price per sq ft

$380

HOA

$3,492 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,282 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,836
  • Property tax $345
  • Insurance $101

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Alice de La Penha

Location

Panama City Beach FL 32408