For sale Condo

Listed Apr 27, 2026

$385,000 Est. $2,546/mo

9900 South Thomas Drive Unit 1104

  • 2

    Beds

  • 3

    Baths

  • 1,148

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 1104 at 9900 South Thomas Drive is a 2-bedroom, 3-bathroom condo in Panama City Beach, FL with 1,148 sq ft of living space and 1 garage space, built in 2007. It is currently listed at $385,000, with a quarterly HOA fee of $4,420. Highlights include a waterfront setting and a pool.

DEEDED 11TH-FLOOR PARKING. GULF AND POOL VIEWS. FULLY FURNISHED AND RENTAL-READY. Shores of Panama Unit 1104 in Panama City Beach, Florida offers the convenience of driving up to the 11th floor to your own deeded parking space, paired with the desirable ''B'' floor plan. This 2-bedroom condo with a bunk area and 3 full bathrooms is positioned on the west side of the building and features strong balcony views of the resort-style pool along with views down the coastline of Panama City Beach. Gulf views from both bedroom windows add to the appeal. The unit conveys fully furnished and rental-ready, with coastal decor, new stainless steel appliances, fresh paint, new LVP flooring throughout the living areas, tile in the kitchen and bathrooms, and a water heater replaced in 2020. The property is also under new rental management, creating a strong setup for buyers seeking a turnkey opportunity. Shores of Panama Resort features the largest gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

Facts & features

Home type

Condo

Year built

2007

Floors

23

Price per sq ft

$335

HOA

$4,420 / quarterly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Lot Information

    Waterfront

  • Exterior

    Balcony

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,546 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,049
  • Property tax $385
  • Insurance $112

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Realty

Broker Name

Coldwell Banker Realty

Agent

Alice de La Penha

Location

Panama City Beach FL 32408