For sale Residential

Listed Oct 7, 2026

$1,125,000 Est. $7,441/mo

96158 Palm Bluff Drive

  • 4

    Beds

  • 3

    Baths

  • 2,408

    Sq ft

The story

  • Pool

A rare opportunity in highly sought-after Palm Bluff, this beautifully updated 4-bedroom, 3-bath residence is set on a private one acre estate with a screened-in pool and extraordinary four car garage. Thoughtfully appointed for refined entertaining and relaxed living, this home offers a level of space, privacy, and quality rarely found in one property. A grand double door entry welcomes you into an elegant interior defined by soaring ceilings, french doors, designer light fixtures, and luxury vinyl plank flooring throughout. The gourmet kitchen features cabinetry extending to the ceiling, luxury quartz countertops, an oversized island with abundant storage, and a spacious breakfast nook. A formal dining room provides an elegant setting for gatherings, while the separate wet bar overlooks the pool and creates a beautiful space for entertaining. The living room offers a warm gathering space centered around a wood burning fireplace. The spacious primary suite is beautifully appointed, featuring a spa like bath with a freestanding soaking tub, expansive walk-in shower, and stunning vanity. The additional bathrooms are equally impressive, featuring beautifully designed vanities and elevated finishes. Beyond the interiors, the screened-in pool and expansive grounds create a private retreat. The impressive four car garage offers new garage doors and shark coating with plenty of flexibility for vehicles, storage, and/or a workshop. Numerous updates provide peace of mind, including a brand new HVAC system, water heater, appliances, and water softener. Beautifully appointed and move in ready, this is a rare opportunity to enjoy one acre, a pool, and exceptional garage in one of the area's most desired communities.

Facts & features

Home type

Residential

Year built

1997

Floors

1

Lot size

1 acres

Price per sq ft

$467

HOA

$125 / annually

Parking

3-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Microwave, Oven, Stove, Wine Cooler

  • Roof

    Shingle

  • Water Source

    Private, Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$7,441 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,988
  • Property tax $1,125
  • Insurance $328

Includes principal, interest, taxes & insurance.

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Listing Broker

ERA FERNANDINA BEACH REALTY

Broker Name

ERA FERNANDINA BEACH REALTY

Agent

Montana Howington

Location

Fernandina Beach FL 32034