For sale Residential

Listed Aug 13, 2026

$1,175,000 Est. $7,772/mo

96133 Oyster Bay Drive

  • 3

    Beds

  • 4

    Baths

  • 3,250

    Sq ft

The story

  • Pool

Your ultimate coastal retreat awaits in the premier gated community of Oyster Bay Harbour in Fernandina Beach along the St Mary’s river. Enter the home through a mahogany door to a one-of-a-kind custom home where you are welcomed to a light-filled home, characterized by soaring 12-foot ceilings with crown molding, hardwood hickory floors, and an expansive great room with gas fireplace. The gourmet kitchen was built with ample cabinetry and oversized quartz island. This home was designed for everyday living as well as effortless entertainment, inclusive of built in cabinetry and wet bar. The home offers three en-suite bedrooms with ample closet space for ultimate comfort. Two suites reside on the main level, including a luxurious primary retreat complete with bay window seating and an oversized walk-in shower. Upstairs, the flexible third suite easily adapts as a guest sanctuary, office, media room, or secondary living space. A sliding glass wall opens to a spacious screened-in tiled lanai and paved patio overlooking a serene lagoon. Fenced in yard provides ample space for a future pool, outdoor kitchen, or private garden oasis. Within Oyster Bay Harbour residents enjoy pickleball, clay tennis courts, RV and boat storage, and community pool. With an acceptable offer, the Seller will include a paid equity membership to Oyster Bay Yacht Club, unlocking deep-water access, private in-community boat docks, world-class dining, member events, and premier waterfront privileges.

Facts & features

Home type

Residential

Year built

2019

Floors

2

Price per sq ft

$362

HOA

$375 / quarterly

Parking

3-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dryer, Dishwasher, Disposal, Oven, Refrigerator, Water Softener Owned, Stove, Washer, Wine Cooler

  • Roof

    Shingle

  • Exterior

    Fence, Fruit Trees, Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$7,772 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,254
  • Property tax $1,175
  • Insurance $343

Includes principal, interest, taxes & insurance.

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Listing Broker

KELLER WILLIAMS SOUTHEASTERN PARTNERS

Broker Name

KELLER WILLIAMS SOUTHEASTERN PARTNERS

Agent

Brandon Gill

Location

Kingsland GA 31548