For sale Home

Listed Nov 3, 2026

$460,000 Est. $3,042/mo

64 Formby Street

  • 2

    Beds

  • 2

    Baths

  • 1,200

    Sq ft

The story

Two furnished homes. No HOA. So many opportunities for living and investment. Short term rental compound, live in one, rent the other, family compound. Offered together on 0.36-acre parcel, 60 & 64 Formby Street combine distinctive interiors with flexible living 175 yards from Choctawhatchee Bay. Make one your home and rent the other, create a coastal retreat with separate guest accommodations, or rent both. Built in 2023 and 2024, these stick-built, single-story homes each offer 1 bedroom, 1 bathroom, and 600 square feet of heated and cooled living space. The owners' creativity shines through individual finishes, shiplap details, and thoughtful touches throughout both homes. Open kitchen and living areas, rainfall showers, stacked washer/dryers, and front and rear decks add comfort and function. At 60, a kitchen island, decorative countertops, and a corrugated metal ceiling create character. At 64, vaulted ceilings, upper windows, wood-look counters, and a glass-enclosed tiled shower distinguish the interior. A separate building combines a workshop for projects, with a studio on the other side ready for a bathroom. An additional shed stores tools and outdoor gear. Gravel parking, sewer service, and lawn irrigation add practicality. Bring your kayak: nearby Pitts Bayshore Public Park offers public access to Black Creek near its connection with Choctawhatchee Bay. Newer construction, furnished interiors, and two separate homes come together in one sale

Facts & features

Home type

Home

Year built

2024

Floors

1

Price per sq ft

$383

Included features

  • Cooling

    Ceiling Fans, Central Air

  • Appliances

    Dishwasher, Dryer, Refrigerator, Washer, Water Heater - Elect

  • Lot Information

    Cleared, Within 1/2 Mile to Water

  • Exterior

    Sprinkler System

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,042 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,448
  • Property tax $460
  • Insurance $134

Includes principal, interest, taxes & insurance.

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Listing Broker

FIV Realty Co Florida LLC

Broker Name

FIV Realty Co Florida LLC

Agent

Jessica L Forrester