For sale Home

Listed Oct 1, 2026

$549,000 Est. $3,631/mo

109 Sun Bear Circle

  • 3

    Beds

  • 2

    Baths

  • 2,030

    Sq ft

The story

  • Pool

$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot. Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces. Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere. The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space. The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area. With its custom construction, flexible floor plan, peaceful creekside setting, TWO community pools, convenient location, and $5,000 seller credit, this TURNKEY Bear Creek home offers an outstanding opportunity to move right in and start enjoying the Florida lifestyle.

Facts & features

Home type

Home

Year built

2021

Floors

2

Price per sq ft

$270

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Appliances

    Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater

  • Lot Information

    Wooded

  • Exterior

    Sprinkler System, Rain Gutters

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,631 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,922
  • Property tax $549
  • Insurance $160

Includes principal, interest, taxes & insurance.

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Listing Broker

Real Broker LLC

Broker Name

Real Broker LLC

Agent

Julie Pruitt-Gann