For sale Home

Listed Mar 21, 2026

$685,100 Est. $4,531/mo

529 Christmas Tree Lane

  • 3

    Beds

  • 2

    Baths

  • 1,609

    Sq ft

The story

MOTIVATED SELLERS BEACH RETREAT ALERT! New hot tub and deck, Polywood outdoor furniture. Looking for the perfect coastal getaway or a smart investment? This stunning 3-bed, 2-bath home in Panama City Beach's highly sought-after West End is larger than many new builds at 1,581 sq. ft.—plus, it comes with a 2-car garage! Short-term rental approved—use as a second home & generate income! Just blocks from beach access in a golf cart-friendly community! Step inside to find elegant trey ceilings, a bright white kitchen with shiplap accents, gorgeous countertops, and coastal-inspired finishes throughout. The expansive veranda-style front porch is perfect for morning coffee or evening cocktails. Don't miss this beach retreat schedule your showing today!

Facts & features

Home type

Home

Year built

2022

Price per sq ft

$426

Parking

2-car garage

Included features

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central

  • Appliances

    Electric Cooktop, Electric Water Heater, Ice Maker

  • Roof

    Composition, Shingle

  • Lot Information

    Paved

  • Exterior

    Covered Patio

Mortgage calculator

Estimated monthly payment

$4,531 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,646
  • Property tax $685
  • Insurance $200

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Blue Swell Realty

Broker Name

Blue Swell Realty

Agent

Beth A Jones

Location

Panama City Beach FL 32413