For sale Home

Listed Nov 3, 2026

$620,000 Est. $4,101/mo

212 14th Street

  • 3

    Beds

  • 3

    Baths

  • 1,068

    Sq ft

The story

Rare Double-Lot Opportunity on the Desirable West End of Panama City Beach! Discover the possibilities at 212 14th Street, ideally located just a short walk from the beautiful white-sand beaches of the Gulf. Situated on an expansive 100' x 120' homesite consisting of two 50' x 120' lots, this property offers a unique combination of immediate enjoyment and exceptional future development potential. The existing beach cottage has been well maintained, with numerous improvements completed since 2010, including updates to mechanical systems, appliances, windows, and doors. Full of coastal charm, the home offers an excellent opportunity for a quaint primary residence, second home, or beach rental. An outbuilding with a bathroom adds convenience for outdoor use and beach days. For those looking to build, the property presents exciting possibilities with its generous dimensions and desirable West End location. Utilities are conveniently located along the street, with sewer infrastructure immediately adjacent to the property line, providing a valuable consideration for future development. The second driveway may also offer space for a camper pad, with existing septic, water, and electrical hookups in place; these hookups are not currently functioning. Whether you envision enjoying the existing beach cottage, creating your own coastal retreat, or exploring the potential of two individual homesites, this is a rare opportunity to secure a sizable piece of Panama City Beach's sought-after West End. Enjoy the laid-back coastal lifestyle with convenient beach access just down the street! Buyer to verify lot division, zoning, development potential, utility connections, and applicable requirements with the appropriate authorities.

Facts & features

Home type

Home

Year built

1976

Floors

1

Price per sq ft

$581

Included features

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Electric Range

  • Roof

    Shingle

  • Lot Information

    Paved

Mortgage calculator

Estimated monthly payment

$4,101 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $3,300
  • Property tax $620
  • Insurance $181

Includes principal, interest, taxes & insurance.

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Listing Broker

Seltzer Real Estate, LLC

Broker Name

Seltzer Real Estate, LLC

Agent

Zack Seltzer

Location

Panama City Beach FL 32408