For sale Home

Listed Apr 23, 2026

$2,700,000 Est. $17,858/mo

512 2nd Street

  • 6

    Beds

  • 5

    Baths

  • 2,957

    Sq ft

The story

This unique beach-house blends timeless architectural character with thoughtful modern updates. It is a turnkey, low maintenance property that has been impeccably maintained since a complete remodel in 2017. Originally a triplex, it was converted to a duplex - each of the two separate units offers three bedrooms/ two baths (the downstairs unit- Unit B, has an additional half bath), along with in-unit washers and dryers. There are two sizable decks upstairs and yard space downstairs, and gated secured parking for at least three cars, plus the option to apply for five additional residential permits with the City of Santa Cruz per unit is available. The light filled interior offers an easy, functional floor plan with comfortable living and dining spaces. This property delivers the flexibility for multigenerational living, guests/ extended family, house hacking, or strong rental income. This prime location delivers the flexibility to walk (89/100), bike (90/100), public transport (48/100), or drive. Excellent schools (buyer to verify): Bayview Elementary (8/10), Mission Hill Middle (9/10), Santa Cruz High (10/10) Schedule your private showing today to see why it was awarded a plaque for Excellence in Green Building and Exceptional Design by the City of Santa Cruz!

Facts & features

Home type

Home

Year built

1900

Floors

2

Price per sq ft

$913

Included features

  • Heating

    Radiant

  • Appliances

    Dishwasher, Plumbed For Ice Maker, Microwave, Self Cleaning Oven, Tankless Water Heater, ENERGY STAR Qualified Appliances

  • Flooring

    Tile, Wood

  • Roof

    Composition Shingles

  • Lot Information

    Rectangular Lot

  • Exterior

    Back Yard

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$17,858 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $14,371
  • Property tax $2,700
  • Insurance $788

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Cornerstone Real Estate Services

Broker Name

Cornerstone Real Estate Services

Agent

Nan Tingley

Location

CA 95038