For sale Condo

Listed Oct 21, 2025

$234,400 Est. $1,550/mo

316 Cherry Street Unit 36

  • 2

    Beds

  • 2

    Baths

  • 860

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 36 at 316 Cherry Street is a 2-bedroom, 2-bathroom, three-story condo in Panama City, FL with 860 sq ft of living space, built in 1982. It is currently listed at $234,400, with a monthly HOA fee of $529. Highlights include a waterfront setting and a pool.

Welcome to Bay Club Condos, a hidden gem located on the scenic shores of historic St. Andrews Bay. This very well-maintained, one-owner, 2-bedroom, 2-bath corner unit offers a rare combination of comfort, convenience, and coastal charm. Inside, you'll find new luxury vinyl plank flooring throughout, a new air handler, and recent upgrades, including a new disposal, washer, dryer, and renovated balcony, for truly trouble-free ownership. The inviting open floor plan is perfect for relaxing or entertaining while enjoying the natural light that floods this bright and airy corner unit. Located in the highly sought-after Bunkers Cove area, Bay Club Condos offers the best of the relaxed coastal lifestyle, all just minutes from shopping, local coffee shops, dining, entertainment, and recreation. Enjoy peaceful bayfront walks, take in beautiful water views, or unwind by the community pool, beach area, or private dock. If you've been dreaming of low-maintenance waterfront living in a quiet, picturesque community, look no further; this is the one.

Facts & features

Home type

Condo

Year built

1982

Floors

3

Price per sq ft

$273

HOA

$529 / monthly

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Lot Information

    Paved

  • Exterior

    Dock

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,550 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,248
  • Property tax $234
  • Insurance $68

Includes principal, interest, taxes & insurance.

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Listing Broker

Anchor Realty Florida

Broker Name

Anchor Realty Florida

Agent

Rusty H Russell

Location

Panama City Beach FL 32407