For sale Condo

Listed Aug 1, 2026

$245,000 Est. $1,620/mo

4305 Bay Point Road Unit 459

  • 2

    Beds

  • 3

    Baths

  • 1,420

    Sq ft

The story

$10,000 Price adjustment plus HOA dues paid through the end of the year! Looking for the perfect blend of golf, boating, and coastal living? This beautifully updated 2-bedroom, 2.5-bath Golf Villa checks all the boxes. Nestled in a gated, golf cart-friendly community with on-site security, you're just steps from the Jack Nicklaus Championship Golf Course, the 180-slip marina, tennis courts, spa, and on-site dining--plus only a short drive to Panama City Beach favorites like Schooners and Tootsie's. Inside, you'll find full of natural light, bright and open layout with peaceful pond and golf course views, a beautifully updated kitchen with new cabinetry, countertops, stainless steel appliances, and LED lighting, plus a cozy shiplap accent wall that adds the perfect coastal touch. Fresh paint, plantation shutters, remodeled downstairs bath, updated lighting and fixtures throughout, a full-size washer and dryer, and numerous additional upgrades make this home truly move-in ready. Upstairs, both spacious bedrooms feature private bathrooms and balconies, while the primary suite offers a walk-in closet and relaxing water views. The Florida room provides the perfect spot to enjoy your morning coffee or unwind after a day on the course or the water. Sold fully furnished (excluding select personal items) and comfortably sleeping up to 8 guests, this villa is equally suited as a primary residence, second home, or vacation retreat. The HOA fee provides exceptional value by covering building insurance (including fire, wind, and flood), along with reserves for exterior windows and doors, exterior painting, roof replacement, and ongoing exterior maintenance and repairs--allowing you to enjoy low-maintenance coastal living. (please check agent remarks)

Facts & features

Home type

Condo

Year built

1980

Price per sq ft

$173

HOA

$789 / monthly

Included features

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central

  • Appliances

    Electric Cooktop, Electric Oven, Electric Water Heater

  • Flooring

    Plank, Vinyl

  • Lot Information

    Sprinkler System, Paved

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,620 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,304
  • Property tax $245
  • Insurance $71

Includes principal, interest, taxes & insurance.

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Listing Broker

Top Producers Real Estate Group

Broker Name

Top Producers Real Estate Group

Agent

Ekaterina I Tomlinson

Location

Panama City Beach FL 32408