For sale Home

Listed May 29, 2026

$2,499,000 Est. $16,529/mo

21023 2nd Avenue

  • 4

    Beds

  • 2

    Baths

  • 2,739

    Sq ft

The story

  • Waterfront

Experience the ultimate Florida Keys boating lifestyle at this exceptional waterfront residence in prestigious Cudjoe Gardens. Situated on a rare double lot encompassing 16,827 square feet, this CBS-built, ground-level home sits above the flood plain and offers approximately 225 feet of waterfront on two sides, deep-water dockage, and remarkably quick ocean access. Designed for comfort and effortless waterfront living, the 2,739-square-foot home features 4 bedrooms, a spacious open-concept great room, bamboo flooring, impact windows and doors, and a durable metal roof. The chef's kitchen is the heart of the home, offering a large center island, stainless steel appliances, abundant cabinetry, and a wine refrigerator and is the perfect gathering place for entertaining family and friends. Step outside to a beautifully landscaped tropical setting with expansive screened lanai overlooking the water and an 82-foot dock complete with boat lift and kayak launch. Whether you're heading offshore for a day of fishing, enjoying sunset cruises, or simply relaxing by the water, this property delivers the Keys lifestyle you've been dreaming about. The 2- car Garage offers plenty of parking and room for all or your toys while the oversized double lot provides privacy and space to enjoy the outdoors while taking advantage of the home's unique corner-like waterfront setting. Located in one of the Lower Keys' most desirable boating communities, Cudjoe Gardens offers deep-water canals capable of accommodating larger inboard vessels, plus convenient access to a full-service marina with fuel, bait, boat ramp, refreshments, and a waterfront restaurant. Just 20 minutes from Key West, you'll enjoy world-class dining, entertainment, and island living while returning home to a peaceful waterfront retreat.

Facts & features

Home type

Home

Year built

2006

Price per sq ft

$912

Parking

2-car garage

Included features

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Ice Maker, Washer, Stainless Steel Appliance(s), Wine Cooler, Range, Refrigerator, Dishwasher, Dryer

  • Flooring

    Tile, Wood

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$16,529 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $13,301
  • Property tax $2,499
  • Insurance $729

Includes principal, interest, taxes & insurance.

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Listing Broker

Coldwell Banker Schmitt Real Estate Co

Broker Name

Coldwell Banker Schmitt Real Estate Co

Agent

Lisa H Ferringo

Location

Cudjoe Key FL 33042