For sale Home

Listed Jun 6, 2026

$1,270,000 Est. $8,400/mo

174 Tortuga Lane

  • 3

    Beds

  • 2

    Baths

  • 1,320

    Sq ft

The story

  • Pool
  • Waterfront

Florida Keys Living at Its Best! Welcome to 174 Tortuga Lane, a beautifully maintained waterfront home in the heart of Cudjoe Key, where world-class fishing, boating, and island living are in your backyard. With 37 feet of dockage, you'll have quick access to the Atlantic, backcountry waters, and some of the best fishing the Florida Keys has to offer.Built in 2020 for peace of mind and low-maintenance ownership, this 3-bedroom, 2-bath home features impact windows and doors, HardiePlank siding, Trex decking, aluminum railings, and a 180-mph wind rating. Inside, you'll find a bright, coastal-inspired interior with 9-foot ceilings, luxury vinyl plank flooring, an open-concept living area, spacious eat-in kitchen, pantry, separate laundry room, and a comfortable primary suite with walk-in closet and oversized bath.The fabulous outdoor space is where this property shines. Since the home was built, a stunning concrete pool was added in 2022, creating the perfect place to cool off after a day on the water. Relax under the new tiki hut, rinse off in the outdoor shower, challenge friends and family on the putting green, or simply enjoy the constant ocean breezes and beautiful open water views across the street.The oversized fenced lot offers plenty of room to spread out, while the covered front porch and legal downstairs storage provide additional functionality. There's even 50-amp service for an RV or electric vehicle charger.Whether you're looking for a full-time residence, vacation home, or Keys getaway, 174 Tortuga Lane delivers the boating lifestyle, outdoor amenities, and island charm that make the Florida Keys so special.

Facts & features

Home type

Home

Year built

2020

Price per sq ft

$962

Parking

4-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fan(s)

  • Appliances

    Dishwasher, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

  • Roof

    Metal

  • Lot Information

    Waterfront

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$8,400 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $6,759
  • Property tax $1,270
  • Insurance $370

Includes principal, interest, taxes & insurance.

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Listing Broker

eXp Realty LLC

Broker Name

eXp Realty LLC

Agent

Sarah Bixby

Location

Jacksonville FL 32256