For sale Home

Listed Oct 9, 2026

$343,400 Est. $2,271/mo

12348 Mastin Cove Road

  • 3

    Beds

  • 2

    Baths

  • 1,193

    Sq ft

The story

Looking for a home that's genuinely updated, not just painted? This single-story 3-bed, 2-bath home in Villas at Cross Creek was renovated in 2025-26 and feels fresh from the moment you walk in. Wood-look plank and tile floors run throughout, with no carpet. The living room pairs a sloped ceiling and recessed lights with a sleek linear electric fireplace, and French doors open right to the back patio. The kitchen features gray shaker cabinets, matte-black pulls, white marble-look counters, stainless appliances and an eat-in area, plus there's a separate dining space. The split-bedroom plan gives the primary suite a walk-in closet and a bath with a double granite vanity. Out back you'll find a large, level yard with a wood privacy fence, patio, pavers and a storage shed. Attached 1-car garage, low HOA and no CDD. Just off Kernan Blvd, minutes to I-295, Atlantic Beach, UNF and St. Johns Town Center.

Facts & features

Home type

Home

Year built

1992

Floors

1

Price per sq ft

$288

HOA

$120 / annually

Parking

1-car garage

Included features

  • Fireplace

    1 fireplace

  • Cooling

    Central Air

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Electric Oven, Microwave, Refrigerator

  • Flooring

    Laminate, Vinyl

  • Roof

    Shingle

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,271 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,828
  • Property tax $343
  • Insurance $100

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

ROUND TABLE REALTY

Broker Name

ROUND TABLE REALTY

Agent

HOWARD FLASCHEN