Jacksonville, FL Housing Market

The Jacksonville, FL housing market has 4,171 homes for sale as of November 3, 2026, with a median asking price of $298,000. 264 homes were listed this week and 1,561 have been on the market for more than 90 days.

Jacksonville housing market snapshot

All 4,171 homes for sale today.

Market pace The typical Jacksonville home has been listed 68 days, against 61 across the US. A quarter quicker than the US is fast, a quarter slower is slow.

Balanced

Homes here sell at about the US pace.

Homes for sale
4,171
Median price
$298,000
Median days on market
68

The typical home for sale

  • 3 bed
  • 2 bath
  • 1,728 sqft
  • Built around 1990
  • $203 per sqft

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    Collections of Jacksonville homes

    Themed sets of homes for one kind of buyer at a time: a budget, a neighborhood or a way of living.

    New listings and overlooked homes in Jacksonville this week

    Financing

    Can you afford a home in Jacksonville?

    The typical Jacksonville home costs about $1,828 a month, and you need around $78,000 a year to get the loan.

    On the $298,000 median home at this week's 7.24% rate with 10% down. Before taxes, insurance and HOA dues. We take the $298,000 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.

    Down payment

    Homes for sale by loan type

    • Homes you can buy with a regular mortgage

      Homes priced under the Duval County loan limit of $832,750

      95%3,979 homes
    • Homes with a loan you can take over

      The agent advertises an assumable loan at the seller's rate

      801.9% of homes

    Assumable mortgage homes for sale in Jacksonville, FL

    80 homes in Jacksonville come with a loan you can take over. The lowest advertised rate is 1.875%.

    With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.

    What 1.875% saves you

    At this week's 7.24%$1,828/mo
    At 1.875%$975/mo
    Less each month$853

    Same $268,200 loan, 30 years, before taxes and insurance.

    Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.

    Updated November 3, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.

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