For sale Home

Listed Oct 22, 2026

$359,900 Est. $2,380/mo

12278 Gillespie Avenue

  • 4

    Beds

  • 2

    Baths

  • 1,997

    Sq ft

The story

Built in 2022 by KB Home, this beautifully maintained 4BR/2BA home offers 1,997 SF of single-story living in Azalea Hills. Qualified Buyers can assume existing 5.125% VA Loan, subject to Lender Approval! Located near the end of a quiet, dead-end street, this home features an updated exterior elevation, 9-ft ceilings, luxury vinyl plank flooring, and a spacious open-concept design. The stunning kitchen showcases an oversized quartz island, white shaker cabinetry, herringbone tile backsplash, stainless appliances, pendant lighting, wine rack, and pantry. The split-bedroom layout offers a private primary suite with walk-in closet and garden tub. Enjoy the covered lanai overlooking a fully fenced backyard with decorative metal fencing and wooded views along a natural drainage corridor. Additional features include an owned water softener, smart thermostat, security system, and 2-car garage with EV charger. Convenient to I-295, River City Marketplace, and JAX Airport. Low HOA & no CDD Fees! Welcome to 12278 Gillespie Avenue in Azalea Hills! This attractive KB Home features a stone-accented front elevation, exterior coach lighting, and an inviting open floor plan designed for comfortable everyday living. The kitchen is a standout feature, offering abundant cabinetry, generous quartz counter space, a large island with undermount stainless steel sink, decorative tile backsplash, and contemporary pendant lighting. Additional interior features include a welcoming entrance foyer, split-bedroom design, ceiling fans, walk-in closets, smart thermostat, and convenient indoor laundry connections. Outdoor living includes a covered patio overlooking the fully fenced backyard. Vinyl privacy fencing along the sides and decorative black metal fencing at the rear preserve views of the adjacent natural drainage corridor and wooded surroundings. The home also features a hybrid water heater, owned water softener, installed EV charging station, attached two-car garage, and Vivint security system. Located on a 0.21-acre lot near the end of the street, the property offers convenient access to I-295, River City Marketplace, Jacksonville International Airport, Mayport Naval Station, shopping, dining, and other major employment centers. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at a 5.125% interest rate, subject to loan servicer approval, eligibility requirements, and applicable assumption terms. Buyers should verify the outstanding loan balance, required equity contribution, and assumption process with the loan servicer.

Facts & features

Home type

Home

Year built

2022

Floors

1

Price per sq ft

$180

HOA

$132 / quarterly

Parking

2-car garage

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric, Heat Pump

  • Appliances

    Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned

  • Flooring

    Carpet, Tile, Vinyl

  • Roof

    Shingle

  • Lot Information

    Dead End Street, Wooded

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,380 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,916
  • Property tax $360
  • Insurance $105

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER VANGUARD REALTY

Broker Name

COLDWELL BANKER VANGUARD REALTY

Agent

EDMUND AKERS