For sale Home

Listed Oct 16, 2026

$470,000 Est. $3,109/mo

1021 North Discovery Loop

  • 3

    Beds

  • 2

    Baths

  • 1,670

    Sq ft

The story

  • Pool

Welcome to this beautifully maintained, like-new 3-bedroom, 2-bath home in the sought-after SweetBay community! Situated on a premium lot of nearly 7,000 square feet with a view of the bay, this home combines modern comfort, smart-home convenience, and an exceptional lifestyle. The thoughtfully selected upgrades set this property apart, including quartz countertops in both the kitchen and bathrooms, smart interior lighting compatible with major smart-home systems, and a whole-home security system. The primary bathroom offers a touch of luxury with a rain shower and built-in heater for added comfort. Step outside to enjoy the fully fenced backyard, complete with an in-ground sprinkler system to keep the landscaping looking its best, permanent smart holiday lighting, and a natural gas hookup on the back patio--perfect for outdoor grilling and entertaining. Fiber internet adds another level of convenience for working from home, streaming, and staying connected. Living in SweetBay means enjoying a lifestyle beyond your front door. Residents have access to resort-style swimming pools, a vibrant Town Center, neighborhood parks, walking trails, basketball courts, playgrounds, and a community dock with access to North Bay. With golf-cart-friendly streets and inviting outdoor spaces, SweetBay offers a unique blend of recreation, community, and relaxation. Conveniently located near shopping, restaurants, medical facilities, and historic downtown Panama City, with the beautiful beaches just a short drive away, this home offers the perfect balance of modern living and coastal lifestyle. With its bay view, premium homesite, extensive upgrades, and desirable community amenities, this SweetBay home is one you won't want to miss!

Facts & features

Home type

Home

Year built

2023

Price per sq ft

$281

HOA

$441 / quarterly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Electric

  • Appliances

    Electric Water Heater, Gas Range, Plumbed For Ice Maker

  • Flooring

    Plank, Vinyl

  • Roof

    Shingle

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,109 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,502
  • Property tax $470
  • Insurance $137

Includes principal, interest, taxes & insurance.

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Listing Broker

Chesnut Realty, Inc

Broker Name

Chesnut Realty, Inc

Agent

Jarah J Chesnut

Location

Panama City FL 32404