For sale Home

Listed Oct 23, 2026

$450,000 Est. $2,976/mo

2204 Warbler Street

  • 3

    Beds

  • 2

    Baths

  • 1,551

    Sq ft

The story

  • Pool

Welcome to 2204 Warbler Street -- a beautifully designed Harris Doyle home featuring the desirable Magnolia III floor plan in Panama City's premier master-planned waterfront community, SweetBay. Built in 2024, this 3-bedroom, 2-bathroom cottage offers 1,551 square feet of thoughtfully designed living space, blending modern finishes, coastal charm, and low-maintenance living. Located in SweetBay's popular Cottage Collection, this home offers exceptional neighborhood amenities and the convenience of additional HOA-provided exterior maintenance. Step inside to a bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere that makes excellent use of the home's footprint. The kitchen features Quartz countertops, stainless steel appliances, and a functional layout for preparing meals or gathering with guests. Luxury vinyl plank flooring throughout the main living areas adds a stylish, durable finish that complements the home's coastal design. The primary suite offers a comfortable private retreat with a spacious walk-in closet and ensuite bathroom featuring a tiled shower. Two additional bedrooms provide flexible space for guests, a home office, or hobbies, while a second full bathroom adds convenience. With all bedrooms and living areas on one level, the Magnolia III floor plan delivers practicality without sacrificing comfort or style. Outside, the charming covered front porch is perfect for morning coffee or relaxing in the evening. A private garage provides convenient parking and storage. The backyard is a standout feature, with an extended concrete patio, artificial turf, and a fully fenced yard. Whether grilling, entertaining friends, or enjoying a quiet afternoon outdoors, this upgraded space offers an attractive, easy-care extension of the home with added privacy. A major benefit of the Cottage Collection is the additional maintenance provided through its HOA. Cottage services include lawn maintenance and annual exterior pressure washing, along with exterior repainting and roof replacement when those components reach the end of their useful life, subject to the association's governing documents and schedules. These services are designed to reduce routine exterior upkeep and support the appeal of low-maintenance homeownership. Buyers should verify the current cottage-specific HOA fees, documents, coverage, and any applicable assessments. Living in SweetBay means more than owning a home -- it's a lifestyle. This waterfront community offers resort-style swimming pools, basketball and recreational sports courts, playgrounds, neighborhood parks, miles of scenic walking and biking trails, grilling areas, fire pits, and green spaces. Residents can also enjoy a private community beach, dock, fishing, kayaking, paddleboarding, and access to North Bay. From afternoons by the pool to sunset walks along the waterfront, SweetBay makes it easy to embrace Florida's outdoor lifestyle. University Academy is conveniently located within the neighborhood, while the growing SweetBay Town Center brings Publix, Starbucks, dining, shopping, and everyday essentials close to home. Plans for a future marina add to the community's long-term vision. SweetBay also offers convenient access to downtown Panama City, historic St. Andrews, restaurants, shopping, and the white-sand beaches of Panama City Beach. Don't miss this nearly new Magnolia III cottage featuring an open-concept design, modern finishes, a private garage, an extended concrete patio, a turfed and fenced backyard, and Cottage Collection maintenance benefits. Discover comfort, convenience, and an amenity-rich coastal lifestyle at 2204 Warbler Street -- schedule your private tour today!

Facts & features

Home type

Home

Year built

2024

Price per sq ft

$290

HOA

$700 / quarterly

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Electric

  • Appliances

    Gas Cooktop, Gas Range, Ice Maker

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,976 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,395
  • Property tax $450
  • Insurance $131

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Think Real Estate

Broker Name

Think Real Estate

Agent

The Sanchez Group

Location

Panama City FL 32405