Affordable New Construction Homes with 2+ Beds for Sale in Madera, California Under $425K

Discover modern, affordable living with contemporary single-family homes built after 2020 in Madera, California, all priced under $400,000. Located primarily in vibrant master-planned communities such as Riverstone and Tesoro Viejo, these two- and three-bedroom residences deliver exceptional value without compromising on quality. Buyers enjoy energy-efficient builds featuring owned solar options, open-concept floor plans, designer finishes, and access to resort-caliber clubhouses, trails, and swimming pools. Perfect for first-time buyers and growing families seeking low-maintenance living, this collection represents the ideal balance of Central Valley convenience, award-winning neighborhood amenities, and accessible homeownership near Fresno.

6 homes · starting from

$360,000

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Good to know

Buying in Madera

The questions buyers ask us most about this collection.

Can I find new construction homes in Madera under $400K?

Yes, Madera offers newer homes built since 2020, particularly within master-planned neighborhoods like Riverstone and Tesoro Viejo, with two to three bedrooms starting under $400,000.

What HOA amenities are included with Riverstone homes in Madera?

Residents enjoy access to The Lodge clubhouse, resort-style swimming pools, fitness centers, dedicated dog parks, playgrounds, walking trails, and community events throughout the year.

Do affordable new homes in Madera come with energy-efficient solar panels?

Many homes in this price range include builder-installed owned or leased solar energy systems, significantly reducing monthly electrical bills in the Central Valley heat.

Which school districts serve these newer Madera communities?

Most homes in Riverstone and Tesoro Viejo are served by the highly regarded Golden Valley Unified School District, including Stone Creek Elementary, Ranchos Middle School, and Liberty High School.

How far is the commute from Madera 93636 to Fresno?

Located just off Highway 41, communities like Riverstone and Tesoro Viejo sit roughly 10 to 15 minutes north of North Fresno dining, hospitals, and River Park shopping.

Are there down payment assistance or first-time buyer options for Madera new homes?

Buyers often qualify for conventional, FHA, and CalHFA financing programs that help make purchasing these sub-$400,000 modern homes manageable and affordable.