4+ Bedroom Waterfront Homes for Sale in Saint Augustine, FL Under $1.5M
There are 9 single family homes for sale in Saint Augustine, FL, with 4 to 5 bedrooms, 3 to 6 bathrooms, and 2,063 to 3,783 square feet of living space. Displayed asking prices range from $720,000 to $1,495,000, and build years from 2000 to 2026. The largest, at 128 Windwalker Drive, offers 5 bedrooms and 3,783 square feet for $799,900.
Waterfront homes in Saint Augustine line the Intracoastal Waterway and the marsh creeks running between Anastasia Island and the mainland. Anastasia Island is the best-known stretch, where streets lead toward Vilano Beach and the Atlantic, and the St. Augustine Lighthouse stands near the island's northern tip. On the mainland, Palencia is built around lakes and preserves, and Historic Downtown with its old Spanish Quarter lies a short drive away.
Daily life here leans toward the water, with boating, fishing and kayaking on the Intracoastal and sunsets over the marsh. Downtown is a short drive from most mainland neighborhoods, and Interstate 95 links the city to Jacksonville in under an hour. Families often choose the St. Johns County School District, and the county's beaches and parks are close by.
Homes in this collection
13 homes
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Buying in Saint Augustine
The questions buyers ask us most about this collection.
Which Saint Augustine neighborhoods offer the most waterfront living?
Anastasia Island is known for homes near the Intracoastal Waterway, while mainland communities such as Palencia are built around lakes. Each area has a different feel, with the island offering beach access and the mainland offering quieter lake settings. Compare how each community handles water access before choosing.
Can I keep a private dock on a home in Saint Augustine?
Dock rules depend on the specific lot, the community covenants and local permits. Some neighborhoods allow docks only on certain lots, so check the plat and any HOA rules before making an offer. Ask about the seawall condition and water depth as well.
How far is Historic Downtown St. Augustine from waterfront neighborhoods?
Most mainland neighborhoods sit a short drive from Historic Downtown, which is known for its old Spanish Quarter and waterfront streets. Anastasia Island homes reach the old town by crossing the bridge over the Intracoastal Waterway. Traffic can slow during peak tourist seasons, so test the drive at the time you commute.
Is a waterfront home in Saint Augustine a good investment?
Coastal Florida homes with water views and water access tend to draw steady buyer interest, which supports long-term demand. Investment results depend on the specific property, its flood zone and insurance costs. Review those factors carefully rather than relying on general market trends.
What should I check before buying a home on a lake or canal in St. Augustine?
Look closely at the flood zone designation, flood insurance costs, and the condition of any seawall or shoreline. Confirm dock permits, HOA rules on boats and docks, and whether the water body is maintained by the community. A home inspector familiar with coastal properties can spot issues that a standard inspection might miss.
Is Saint Augustine a good place for a family to buy a home with four or more bedrooms?
Saint Augustine suits families who want space, good schools and access to outdoor activities. The St. Johns County School District serves the city, and the county has beaches, parks and trails close to many neighborhoods. Larger homes near the water are often chosen by households that want room to grow.