For sale Condo

Listed Jun 27, 2025

$1,950,000 Est. $12,897/mo

43 Cortez Avenue

  • 4

    Beds

  • 4

    Baths

  • 2,872

    Sq ft

The story

  • Waterfront

*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 43 Cortez within Cortez on the Water-an exclusive collection of 30 luxury waterfront residences set along the Intracoastal Waterway. This refined Swordfish floor plan offers sweeping views of Salt Run, the Intracoastal, the iconic St. Augustine Lighthouse, and the skyline of historic downtown. Ideally located minutes from Anastasia State Park, award-winning restaurants, and vibrant coastal attractions, this residence blends modern coastal elegance with low-maintenance luxury living. This 2,872 sq ft three-story home plus rooftop living features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal that complements the coastal architecture. The first floor offers a private guest suite or flexible entertainment room pre-plumbed for a wet bar (optional upgrade), a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil marina and water views. On the second floor, the spacious primary suite is its own retreat, featuring a spa-style oversized bath, large walk-in closet, and a private covered balcony overlooking the Intracoastal. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with ample storage, high-end stainless steel appliances, an electric range, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

Facts & features

Home type

Condo

Year built

2024

Floors

3

Price per sq ft

$679

HOA

$3,834 / quarterly

Parking

2-car garage

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater

  • Flooring

    Wood

  • Lot Information

    Waterfront

  • Exterior

    Balcony, Boat Slip, Dock

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$12,897 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $10,379
  • Property tax $1,950
  • Insurance $569

Includes principal, interest, taxes & insurance.

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Listing Broker

HOUSE & HAVEN

Broker Name

HOUSE & HAVEN

Agent

HILARIE DURRETT