First Time Buyer 3 Bedroom Condos for Sale in Saint Augustine, FL Under $250K
There are 9 condos for sale in Saint Augustine, FL, with 3 bedrooms, 2 bathrooms, and 0 to 1,428 square feet of living space. Displayed asking prices range from $180,000 to $248,000, and build years from 1998 to 2017. The largest, at 1302 Royal Troon Lane, offers 3 bedrooms and 1,428 square feet for $239,900.
Palencia, Sebastian Cove, and the Florida Club area sit along the western and northern edges of Saint Augustine, where wooded preserves and lake-side walking paths separate condo communities from the older downtown core. The Spanish colonial historic district, with its narrow streets and the Castillo de San Marcos, lies a short drive east, and Vilano Beach and Anastasia Island beaches sit just across the Intracoastal Waterway.
Daily life runs along State Road 16 and Interstate 95, with Jacksonville about 40 minutes north for work and medical care. Anastasia State Park offers trails and a saltwater beach a short drive from town, and St. Johns County public schools are a common reason families choose the area. Shopping, groceries, and restaurants are close to most neighborhoods, making condo living here practical for first-time buyers.
Homes in this collection
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Buying in Saint Augustine
The questions buyers ask us most about this collection.
Which Saint Augustine neighborhoods have condos for first time buyers?
Palencia, Sebastian Cove, and the Florida Club area are common places to find condo communities in this part of Saint Augustine. Palencia is master-planned with resort-style amenities and a gated entry, while Sebastian Cove and Florida Club offer a more traditional condo setting near pond and preserve views. Each neighborhood has its own character, so visiting at different times of day helps you compare them.
Is a condo a good first home in Saint Augustine?
Condos suit first-time buyers because the association typically handles exterior upkeep, roofs, and grounds. Review the HOA dues and what they cover, since some communities bundle trash, water, and insurance while others add master association fees. A lower purchase price paired with predictable monthly costs makes condo ownership easier to budget.
How long is the commute from Saint Augustine to Jacksonville?
Jacksonville is about 40 minutes north of Saint Augustine by Interstate 95 under normal traffic. Congestion near bridges and during rush hour can add time, so test the drive at the hour you would actually commute. Many residents also use State Road 16 for local trips.
What should buyers check in a Saint Augustine condo association?
Ask for the association budget, reserve study, and any recent roof or building repair plans. Confirm rental and pet rules, since they affect how you can use the home later. Some Palencia and other gated community listings also require a buyer application or approval by the HOA before closing.
How close are the beaches to these condo neighborhoods?
Vilano Beach and St. Augustine Beach on Anastasia Island are both a short drive from the western and northern parts of town. Reaching the beaches means crossing bridges over the Intracoastal Waterway and Matanzas River, and summer traffic on those bridges can add time. Anastasia State Park is another nearby option for quiet beach and trail time.
Is Saint Augustine a good place to live year round?
Saint Augustine has mild winters and hot, humid summers, so you should plan for air conditioning and sun protection. The historic downtown, Anastasia State Park, and local dining give residents plenty to do in every season. Because the area is coastal, get homeowners and flood insurance quotes early in your search.