1+ Bedroom Downsizer Homes for Sale in Chattanooga, TN Under $150K

There are 12 homes for sale in Chattanooga, TN, with 1 to 3 bedrooms, 1 to 2 bathrooms, and 640 to 1,300 square feet of living space. Displayed asking prices range from $90,000 to $135,000, and build years from 1910 to 1985. The largest, at 1318 Bradt Street, offers 3 bedrooms and 1,300 square feet for $135,000.

Many homes in this area sit in the older neighborhoods around downtown Chattanooga, where tree-lined streets run toward the Tennessee Riverfront and the Walnut Street Bridge. Across the river, Northshore offers shops, restaurants and easy walks to the water. Toward the base of Signal Mountain, the Signal View community is set among ponds and wooded slopes where the ridge shapes the view.

Daily life here runs on short drives. Downtown, the University of Tennessee at Chattanooga and the Hunter Museum of American Art are all within a few miles, and Interstate 24 and Interstate 75 provide quick access to Nashville and Atlanta. Riverfront trails link to Coolidge Park, while Signal Mountain adds hiking and trailhead access for weekend outings.

12 homes · starting from

$90,000

I'm Interested

Homes in this collection

12 homes


Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.



Good to know

Buying in Chattanooga

The questions buyers ask us most about this collection.

Is Chattanooga a good place to downsize into a one-level home?

Many downsizers choose the older neighborhoods around downtown and the condo communities near Signal Mountain because they offer easy access to daily needs. Buyers should check each unit for stairs, parking and HOA rules before deciding. One-level layouts are easier to maintain as life changes.

How is Northshore different from the neighborhoods closer to downtown?

Northshore sits across the Tennessee River and is reached by the Walnut Street Bridge, with a walkable mix of shops and restaurants. Neighborhoods nearer downtown put residents closer to the Riverfront, government offices and UTC. Each area suits a different daily routine, so compare commutes before choosing.

How far is Signal Mountain from downtown Chattanooga?

Signal Mountain is a short drive northwest of downtown, climbing to a plateau with its own village and trailheads. Communities at the base of the mountain, such as Signal View, keep residents close to both downtown and the outdoor trails. Plan your route at rush hour to get a realistic sense of travel time.

What should first-time buyers check on a condo in Chattanooga?

Review the HOA dues, the reserve fund and how the association maintains the pool, clubhouse and grounds. Check whether the building or unit sits in a flood zone, since parts of the city are near the river. Ask about parking and guest rules before making an offer.

What outdoor options are close to Chattanooga neighborhoods?

Riverfront trails and Coolidge Park give residents an easy place to walk, bike and spend time outdoors near downtown. Signal Mountain offers hiking and quick access to trailheads for those who want more terrain. Many buyers value having both options within a short drive of home.

Is buying near Chattanooga's river a good long-term choice?

Buyers should look at neighborhood trends, rental demand and flood history rather than relying on forecasts. Older houses often need updates, so a full inspection is worth the cost. Homes close to downtown and UTC can attract renters, which may matter for buyers who plan to rent part of the year.