Boise, ID Housing Market

The Boise, ID housing market has 679 homes for sale as of November 3, 2026, with a median asking price of $624,900. 61 homes were listed this week and 180 have been on the market for more than 90 days.

Boise housing market snapshot

All 679 homes for sale today.

Market pace The typical Boise home has been listed 46 days, against 61 across the US. A quarter quicker than the US is fast, a quarter slower is slow.

Fast

Homes here sell faster than in most of the US.

Homes for sale
679
Median price
$624,900
Median days on market
46

The typical home for sale

  • 3 bed
  • 3 bath
  • 2,254 sqft
  • Built around 1998
  • $353 per sqft

Hottest neighborhoods in Boise right now

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    Collections of Boise homes

    Themed sets of homes for one kind of buyer at a time: a budget, a neighborhood or a way of living.

    New listings and overlooked homes in Boise this week

    Financing

    Can you afford a home in Boise?

    The typical Boise home costs about $3,833 a month, and you need around $164,000 a year to get the loan.

    On the $624,900 median home at this week's 7.24% rate with 10% down. Before taxes, insurance and HOA dues. We take the $624,900 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.

    Down payment

    Homes for sale by loan type

    • Homes you can buy with a regular mortgage

      Homes priced under the Ada County loan limit of $832,750

      71%484 homes
    • Homes with a loan you can take over

      The agent advertises an assumable loan at the seller's rate

      20.3% of homes

    Assumable mortgage homes for sale in Boise, ID

    2 homes in Boise come with a loan you can take over. The lowest advertised rate is 2.75%.

    With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.

    What 2.75% saves you

    At this week's 7.24%$3,833/mo
    At 2.75%$2,296/mo
    Less each month$1,537

    Same $562,410 loan, 30 years, before taxes and insurance.

    Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.

    Updated November 3, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.

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