4+ Bedroom Single Family Homes for Sale in Jacksonville, FL Under $325K

There are 10 single family homes for sale in Jacksonville, FL, with 4 to 5 bedrooms, 2 to 3 bathrooms, and 1,432 to 2,443 square feet of living space. Displayed asking prices range from $312,000 to $335,000, and build years from 1954 to 2026. The largest, at 12197 Captiva Bluff Circle West, offers 4 bedrooms and 2,443 square feet for $320,000.

Jacksonville stretches across both banks of the St. Johns River, and its single-family neighborhoods sit in distinct pockets. Riverside and Avondale, just west of downtown, have tree-lined streets and walkable access to the river. Mandarin, on the river's southern reach, offers quieter subdivisions, while the Southside around Baymeadows keeps shopping and offices close.

Jax Beach, Neptune Beach and Atlantic Beach sit about 20 minutes east of downtown along Atlantic Boulevard. Interstate 95 runs through the city core and links these neighborhoods to the Southbank business district and to Jacksonville International Airport.

10 homes · starting from

$312,000

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Good to know

Buying in Jacksonville

The questions buyers ask us most about this collection.

What is it like living in Riverside and Avondale in Jacksonville?

Riverside and Avondale sit just west of downtown and are known for tree-lined streets, older homes and easy walks to the St. Johns River. Buyers often like the walkable shops and restaurants along the nearby commercial strips. Many homes in these areas have character features that newer subdivisions lack.

How far are the Jacksonville Beaches from the city's neighborhoods?

Jax Beach, Neptune Beach and Atlantic Beach are generally about 20 minutes east of downtown by car, depending on traffic. Atlantic Boulevard is the main route, and it is often busier on summer weekends. Buyers who want frequent beach trips often weigh this drive against the price and space they get inland.

What should a buyer check in an older Jacksonville single family home?

Homes built before the 1980s should be inspected for roof age, plumbing material and HVAC condition. Buyers should also ask about past renovations and whether permits were pulled for them. A home inspector familiar with Florida construction can flag issues tied to humidity and storms.

Is Mandarin a good area for a family buying a 4 bedroom home?

Mandarin is known for quieter subdivisions and larger lots along the southern St. Johns River. Families often value its residential feel and its access to Southside shopping. School assignments depend on each address, so buyers should confirm zones with Duval County Public Schools before making an offer.

How does commuting from the Southside compare with the Westside?

The Southside is close to Baymeadows, office parks and the I-295 beltway, which makes trips across town fairly direct. The Westside is served by I-10 and I-95, and commute times depend heavily on which corridor you use. Testing your actual route at rush hour is the most reliable way to compare them.

Do homes near the St. Johns River in Jacksonville need flood insurance?

Flood risk varies block by block, even among homes that look similar. Buyers should check FEMA flood maps for the specific address and ask the seller for any prior flood claims. Lenders may require flood insurance depending on the property's zone.