Sacramento, CA Housing Market

The Sacramento, CA housing market has 1,419 homes for sale as of November 3, 2026, with a median asking price of $477,990. 100 homes were listed this week and 374 have been on the market for more than 90 days.

Sacramento housing market snapshot

All 1,419 homes for sale today.

Market pace The typical Sacramento home has been listed 52 days, against 61 across the US. A quarter quicker than the US is fast, a quarter slower is slow.

Balanced

Homes here sell at about the US pace.

Homes for sale
1,419
Median price
$477,990
Median days on market
52

The typical home for sale

  • 3 bed
  • 2 bath
  • 1,589 sqft
  • Built around 1976
  • $341 per sqft

Hottest neighborhoods in Sacramento right now

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    Collections of Sacramento homes

    Themed sets of homes for one kind of buyer at a time: a budget, a neighborhood or a way of living.

    New listings and overlooked homes in Sacramento this week

    Financing

    Can you afford a home in Sacramento?

    The typical Sacramento home costs about $2,932 a month, and you need around $126,000 a year to get the loan.

    On the $477,990 median home at this week's 7.24% rate with 10% down. Before taxes, insurance and HOA dues. We take the $477,990 median home, subtract the down payment, and spread the rest over 30 years at this week's average rate from Freddie Mac. Lenders usually want that payment under 28% of what you earn before tax, which gives the income figure.

    Down payment

    Homes for sale by loan type

    • Homes you can buy with a regular mortgage

      Homes priced under the Sacramento County loan limit of $832,750

      93%1,319 homes
    • Homes with a loan you can take over

      The agent advertises an assumable loan at the seller's rate

      130.9% of homes

    Assumable mortgage homes for sale in Sacramento, CA

    13 homes in Sacramento come with a loan you can take over. The lowest advertised rate is 2.3%.

    With an assumable loan the buyer takes over the seller's existing mortgage, at the rate the seller locked in years ago.

    What 2.3% saves you

    At this week's 7.24%$2,932/mo
    At 2.3%$1,655/mo
    Less each month$1,276

    Same $430,191 loan, 30 years, before taxes and insurance.

    Rates come from the listing agent's remarks, not a verified loan record. Confirm the balance, rate and terms with the agent before you make an offer.

    Updated November 3, 2026 from the live MLS feed. The numbers on this page are refreshed every two days.

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