For sale Condo

Listed Aug 13, 2026

$525,000 Est. $3,472/mo

9900 South Thomas Drive Unit 1428

  • 3

    Beds

  • 3

    Baths

  • 1,525

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 1428 at 9900 South Thomas Drive is a 3-bedroom, 3-bathroom condo in Panama City, FL with 1,525 sq ft of living space and 1 garage space, built in 2007. It is currently listed at $525,000, with a quarterly HOA fee of $5,128. Highlights include a waterfront setting and a pool.

LOWEST PRICED ''R'' FLOOR PLAN !! Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

Facts & features

Home type

Condo

Year built

2007

Price per sq ft

$344

HOA

$5,128 / quarterly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central

  • Appliances

    Electric Oven, Electric Water Heater

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,472 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,794
  • Property tax $525
  • Insurance $153

Includes principal, interest, taxes & insurance.

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Listing Broker

Christies International Real Estate Emerald Coast

Broker Name

Christies International Real Estate Emerald Coast

Agent

Cindy Mijangos

Location

Santa Rosa Beach FL 32459