For sale Condo

Listed Oct 13, 2025

$345,000 Est. $2,282/mo

9860 South Thomas Drive Unit 2116

  • 1

    Beds

  • 2

    Baths

  • 1,047

    Sq ft

The story

  • Pool

Unit UNIT 2116 at 9860 South Thomas Drive is a 1-bedroom, 2-bathroom condo in Panama City, FL with 1,047 sq ft of living space and 1 garage space, built in 2008. It is currently listed at $345,000, with a quarterly HOA fee of $1,931. Highlights include water views and a pool.

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2116 is now available with OWNER FINANCING. Here's the opportunity: 20% Down, 2-Year Balloon, No Debt on your credit, No credit check, No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. The unit is fully furnished, making it an effortless high-performance rental investment or second home. Laketown Wharf is PCB's premier destination with an unmatched amenity package: Five Unique Pools, including a rooftop pool and a Gulf-view zero-entry pool. Direct, gated beach access. Famous nightly fountain show. On-site dining/buffet, bars, fitness center, and covered parking. With the monthly HOA covering Cable TV, WiFi, Insurance, Security, and all resort amenities, this is a hassle-free asset in a prime location. Don't miss this top-floor gem!

Facts & features

Home type

Condo

Year built

2008

Price per sq ft

$330

HOA

$1,931 / quarterly

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Cooktop, Electric Range, Electric Water Heater

  • Lot Information

    Waterfront

  • Exterior

    Balcony

  • View

    Water

Mortgage calculator

Estimated monthly payment

$2,282 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,836
  • Property tax $345
  • Insurance $101

Includes principal, interest, taxes & insurance.

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Listing Broker

Watersound Real Estate

Broker Name

Watersound Real Estate

Agent

Ramone C Silvera

Location

Panama City Beach FL 32413