For sale Home

Listed Feb 5, 2026

$1,059,000 Est. $7,004/mo

98 Cayman Cove

  • 3

    Beds

  • 4

    Baths

  • 2,647

    Sq ft

The story

  • Pool

Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home. All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel. The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day. Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space. A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest. Come see it for yourself - your coastal dream home awaits!

Facts & features

Home type

Home

Year built

2003

Floors

2

Price per sq ft

$400

Parking

2-car garage

Included features

  • Pool

    Yes

  • Fireplace

    Yes

  • Cooling

    Ceiling Fans, Central Air

  • Heating

    Central

  • Appliances

    Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Water Heater - Elect

  • Flooring

    Floor Tile, Floor WW Carpet

  • Roof

    Slate

  • Lot Information

    Corner, Level

  • Exterior

    Sprinkler System

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$7,004 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $5,636
  • Property tax $1,059
  • Insurance $309

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

Better Homes and Gardens Real Estate Emerald Coast

Broker Name

Better Homes and Gardens Real Estate Emerald Coast

Agent

John J Holahan