For sale Residential

Listed Oct 21, 2026

$540,000 Est. $3,572/mo

97536 Bluff View Circle

  • 4

    Beds

  • 3

    Baths

  • 2,510

    Sq ft

The story

Set against a private marsh backdrop, this single-story home combines generous living space with an outdoor setting designed for relaxation. The 2,510-square-foot layout includes four bedrooms, three bathrooms, and a flexible room off the primary bedroom that can serve as an office, gym, or nursery. Formal dining and breakfast rooms provide options for everyday meals and special occasions, while the spacious kitchen with a bar connects naturally to the family room and great room for easy entertaining. Outside, the half-acre 90ft wide lot with privacy fence offers plenty of room to enjoy the marsh-front surroundings. An open patio and a 30-by-20-foot screened porch creates a comfortable place for morning coffee, weekend gatherings, or quiet evenings. A three-car garage provides ample parking and storage, and the small gated marshfront community adds a defined neighborhood setting with NO CDD. Target Grocery, Publix, multiple golf courses, Fernandina Harbor Marina, Historic District, the beach, convenient boat ramps and State Parks are nearby. Explore the privacy and scenery—schedule a private showing today.

Facts & features

Home type

Residential

Year built

2011

Floors

1

Lot size

1 acres

Price per sq ft

$215

HOA

$267 / quarterly

Parking

3-car garage

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric, Heat Pump

  • Appliances

    Dishwasher, Microwave, Refrigerator, Stove

  • Roof

    Shingle

  • Exterior

    Fence, Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,572 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,874
  • Property tax $540
  • Insurance $158

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER THE AMELIA GROUP

Broker Name

COLDWELL BANKER THE AMELIA GROUP

Agent

Shannon Smith

Location

Fernandina Beach FL 32034