For sale Residential

Listed Jul 6, 2026

$499,000 Est. $3,300/mo

97159 Harbor Concourse Circle

  • 5

    Beds

  • 4

    Baths

  • 2,962

    Sq ft

The story

Beautifully renovated 5-bedroom, 3.5 bath home in the highly sought-after Harbor Concourse community! Centrally located just 10 minutes from the beaches and historic downtown, offering easy access to restaurants, shopping, and entertainment. This spacious floor plan features a first-floor primary suite, private office/den, and an open living area designed for today's lifestyle. Enjoy a fully fenced backyard with a screened-lanai overlooking a peaceful pond-perfect for relaxing or entertaiining. Upstairs offers four additional bedrooms plus a large flex room ideal for an in-law suite, homeschool room, game room, media room, or playroom. Extensively updated and move-in ready, this home combines modern finishes, flexible living spaces, and an unbeatable location.

Facts & features

Home type

Residential

Year built

2019

Floors

2

Price per sq ft

$168

HOA

$620 / annually

Parking

2-car garage

Included features

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove

  • Roof

    Shingle

  • Exterior

    Fence, Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,300 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,656
  • Property tax $499
  • Insurance $146

Includes principal, interest, taxes & insurance.

Your Property Journey

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Listing Broker

PINEYWOODS REALTY, LLC

Broker Name

PINEYWOODS REALTY, LLC

Agent

Lori Safille

Location

Fernandina Beach FL 32034