For sale Home

Listed Oct 13, 2026

$420,000 Est. $2,778/mo

97150 Harbor Concourse Circle

  • 3

    Beds

  • 3

    Baths

  • 1,843

    Sq ft

The story

1% Seller AND 1% Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit). Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS!

Facts & features

Home type

Home

Year built

2018

Floors

2

Price per sq ft

$228

HOA

$660 / annually

Parking

2-car garage

Included features

  • Fireplace

    1 fireplace

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

  • Flooring

    Carpet, Tile

  • Roof

    Shingle

  • Lot Information

    Sprinklers In Front, Sprinklers In Rear

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$2,778 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,235
  • Property tax $420
  • Insurance $123

Includes principal, interest, taxes & insurance.

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Listing Broker

COLDWELL BANKER ANABASIS REALTY

Broker Name

COLDWELL BANKER ANABASIS REALTY

Agent

LORI MEADER PA