For sale Condo

Listed Sep 11, 2026

$540,000 Est. $3,572/mo

970 U South Highway 98 Unit 401

  • 3

    Beds

  • 3

    Baths

  • 1,400

    Sq ft

The story

  • Pool
  • Waterfront

Rarely available 3-bedroom, 3-bath corner residence at The Terrace at Pelican Beach, located in the heart of Destin. Offered fully furnished, Unit 401 features a spacious 1,400-square-foot floor plan, abundant natural light, Gulf and lake views, and nearly 300 square feet of outdoor living space across two private balconies. The flexible layout comfortably accommodates up to eight guests. The third bedroom includes a private bathroom, mini-kitchen, and its own balcony, providing additional privacy for guests. With three full bedrooms and bathrooms, a corner location, generous living space, and strong short-term rental potential, this property is well suited for use as a vacation rental, second home, or primary residence. Owners and guests enjoy access to amenities throughout both The Terrace and Pelican Beach Resort. These include private beach access, three adult swimming pools with Gulf-front, lakefront, and indoor/outdoor options, a kiddie pool, two hot tubs, fitness centers in both buildings, tennis and pickleball courts, a video game room, outdoor grills, the Pelican Beach Café, and a seasonal beachfront tiki bar. The resort's private beach is easily reached by a dedicated walkway through the Pelican Beach grounds. This central Destin location also offers convenient access to restaurants, shopping, boating, golf, entertainment, and many of the area's most popular attractions. Fully furnished and offered at $550,000, this is a rare opportunity to own a spacious 3-bedroom Destin condo with Gulf views, beach access, extensive resort amenities, and excellent vacation rental potential.

Facts & features

Home type

Condo

Year built

1999

Price per sq ft

$386

Parking

1-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect

  • Flooring

    Floor Tile

  • Exterior

    Balcony

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,572 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,874
  • Property tax $540
  • Insurance $158

Includes principal, interest, taxes & insurance.

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Listing Broker

Pinnacle Beach Properties

Broker Name

Pinnacle Beach Properties

Agent

Trent P Jarosewicz