For sale Home

Listed Jun 18, 2026

$340,000 Est. $2,249/mo

92 Howell Bluff Road

  • 3

    Beds

  • 2

    Baths

  • 2,278

    Sq ft

The story

  • Waterfront

Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.

Facts & features

Home type

Home

Year built

1961

Floors

1

Lot size

4 acres

Price per sq ft

$149

Included features

  • Cooling

    Central Air

  • Heating

    Central

  • Appliances

    Dishwasher, Refrigerator

  • Lot Information

    Addl Land Available, Within 1/2 Mile to Water

  • Water Source

    Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$2,249 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,810
  • Property tax $340
  • Insurance $99

Includes principal, interest, taxes & insurance.

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Listing Broker

Gulf Life Real Estate Inc

Broker Name

Gulf Life Real Estate Inc

Agent

Terry Anderson