For sale Home

Listed Oct 20, 2026

$299,999 Est. $1,984/mo

92 Bay Road

  • 3

    Beds

  • 2

    Baths

  • 1,238

    Sq ft

The story

| 3 BED / 2 BATH RANCH | CORNER LOT | FENCED YARD | BLOCKS TO BOAT LAUNCH | Pistakee Lake is just a few blocks from this 3-bed/2-bath ranch, where a neighborhood boat launch puts the entire Fox Chain O'Lakes within easy reach. Downtown Fox Lake, the Metra, & Route 12 are close by too, so weekday commutes & weekend cruises start from the same corner lot. Out front, a wide covered porch faces east & catches the morning sun. Inside, vaulted ceilings & skylights pour daylight across wood laminate floors throughout the main living space. The living room stretches more than 20 feet & opens to the dining area & kitchen, so conversation carries easily from the stove to the sofa. Sage-green cabinets & a glass mosaic backsplash frame a double sink beneath the kitchen window, with a gas range just across the aisle. Sliding doors off the dining area lead straight out to the backyard. The primary bedroom has its own full bath, & two more bedrooms share a second full bath down the hall. A laundry room sits between the kitchen & the attached garage, giving groceries & muddy boots a natural landing spot. The fully fenced backyard (new fence in 2023) has room for a garden & summer cookouts. The oversized 2-car garage runs nearly 29 feet deep & includes a workshop bump-out, while the T-shaped driveway leaves space to park a boat alongside guests' cars. With a new A/C & water heater (2025) & a roof replaced in 2019, the next owner can spend more time on the water.

Facts & features

Home type

Home

Year built

2003

Price per sq ft

$242

Parking

2-car garage

Included features

  • Cooling

    Central Air

  • Heating

    Gas, Forced Air

  • Appliances

    Range, Refrigerator, Washer, Dryer

  • Flooring

    Laminate, Carpet

  • Roof

    Asphalt

  • Lot Information

    Corner Lot, Garden

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,984 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,597
  • Property tax $300
  • Insurance $87

Includes principal, interest, taxes & insurance.

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Listing Broker

Better Homes and Garden Real Estate Star Homes

Broker Name

Better Homes and Garden Real Estate Star Homes

Agent

Jim Starwalt