For sale Home

Listed Oct 7, 2026

$1,499,000 Est. $9,915/mo

8812 86th Avenue Northwest

  • 3

    Beds

  • 3

    Baths

  • 2,528

    Sq ft

The story

  • Waterfront
  • Basement

Experience the Gig Harbor lifestyle from your own stretch of waterfront on Lay Inlet! With 100 feet of west-facing, low-bank shoreline and a private dock with water and power, days on the water begin right at home. Views and an oversized deck set the scene for relaxed mornings, boating and kayaking, and evenings around the shoreline firepit. The main-floor primary suite offers water views and direct deck access. A spacious kitchen features abundant storage and a pass-through breakfast bar connecting to the formal dining room overlooking the water. The bright living room, anchored by a cozy fireplace, creates an inviting gathering space in every season. Downstairs, an expansive family/media room opens to the waterfront patio with a covered hot tub. The second bedroom also opens directly to the patio, with easy access to the hot tub and water’s edge. A water-view bonus room provides flexible space for guests, an office, hobbies, or fitness. A new roof, RV and boat parking, and easy access to parks, shopping, Highway 16, Uptown, and downtown Gig Harbor complete the setting. Bring your vision and make this waterfront home your own, with a front-row seat to life on Puget Sound!

Facts & features

Home type

Home

Year built

1977

Price per sq ft

$593

Included features

  • Fireplace

    2 fireplaces

  • Basement

    Yes

  • Heating

    Forced Air

  • Appliances

    Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer

  • Flooring

    Ceramic Tile, Vinyl Plank, Carpet

  • Roof

    Composition

  • Lot Information

    Paved

  • Exterior

    Wood, Dock

  • Water Source

    Individual Well

  • Sewer

    Septic Tank

Mortgage calculator

Estimated monthly payment

$9,915 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $7,978
  • Property tax $1,499
  • Insurance $437

Includes principal, interest, taxes & insurance.

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Listing Broker

Neighborhood Experts Real Est.

Broker Name

Neighborhood Experts Real Est.

Agent

Paige Schulte