For sale Attached

Listed Sep 28, 2026

$285,000 Est. $1,885/mo

8700 Front Beach Road Unit 4104

  • 3

    Beds

  • 3

    Baths

  • 1,761

    Sq ft

The story

Unit UNIT 4104 at 8700 Front Beach Road is a 3-bedroom, 3-bathroom attached in Panama City Beach, FL with 1,761 sq ft of living space, built in 2009. It is currently listed at $285,000, with a quarterly HOA fee of $2,586.

Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision. Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor basketball and pickleball, game room, media/theater room, hot tub and covered parking garage. The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer. Whether you're looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach! VA FORECLOSURE -- property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.

Facts & features

Home type

Attached

Year built

2009

Price per sq ft

$162

HOA

$2,586 / quarterly

Mortgage calculator

Estimated monthly payment

$1,885 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,517
  • Property tax $285
  • Insurance $83

Includes principal, interest, taxes & insurance.

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Listing Broker

Five Star Realty Group, LLC

Broker Name

Five Star Realty Group, LLC

Agent

Pam D Mathis

Location

Panama City FL 32405