For sale Condo

Listed Aug 18, 2026

$198,885 Est. $1,315/mo

8700 Front Beach Road Unit 3106

  • 1

    Beds

  • 1

    Baths

  • 1,071

    Sq ft

The story

  • Pool

Unit UNIT 3106 at 8700 Front Beach Road is a 1-bedroom, 1-bathroom condo in Panama City Beach, FL with 1,071 sq ft of living space, built in 2009. It is currently listed at $198,885, with a quarterly HOA fee of $1,690. Highlights include a pool.

The Seller is interested in offering, ''Owner Financing'' , or ''lease to own '' with favorable terms. This could be your new Home, or A Proven Income stream, seller has documented rental income, this is literally a Ground floor opportunity. Ground floor Units come around once in a Blue Moon at Island Reserve. This one has that with two covered parking spaces. The unit has a bonus room that can be used as you like; often as an additional bedroom, or bunk room. This Unit is spacious with high ceilings, and an open floor design, exploiting the warm sunlight. With crown molding, wood and tile floors, granite counter tops and an updated kitchen with modern appliances. The master bedroom has a double vanity with a large tub and shower type design. This residence features a Large laundry area that will accommodate a full size washer and dryer. The Island Reserve Community is not only modern, it is one of the most amenity rich communities in Panama City Beach, featuring an excellent fitness facility, game room, theater room with a huge screen, basketball court and volleyball courts, with a Dream Pool that features a waterfall; all wrapped up in a safe gated area with modern styling. Island Reserve allows Owners to have dogs, which is becoming increasingly rare. It is very close to our beautiful sandy beaches, and centrally located to all that is Panama City Beach, making this an attractive investment opportunity.

Facts & features

Home type

Condo

Year built

2009

Price per sq ft

$186

HOA

$1,690 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Central Air

  • Heating

    Electric

  • Appliances

    Electric Oven

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,315 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,059
  • Property tax $199
  • Insurance $58

Includes principal, interest, taxes & insurance.

Your Property Journey

Interested in this, or something like it?

Submit an inquiry

Drop your details and we will help you find what you are looking for.

Not quite. Help me find the right one

Talk it through or type it out, whichever feels easiest.

Your contact details

An agent will reach out personally, no automated calls.

Smart Assistant

Hi, how can I help you find your dream home?

Tap the voice button to talk, or just start typing.

Tap anywhere to fix a word or add more

Tap stop when you’re done. You can edit the text before searching.

By submitting, you agree to our Privacy Policy and Terms.

Listing Broker

Local Motion Realty LLC

Broker Name

Local Motion Realty LLC

Agent

Anthony R Davidson

Location

Panama City Beach FL 32408