For sale Residential

Listed Sep 1, 2026

$470,000 Est. $3,109/mo

86784 Lazy Lake Circle

  • 4

    Beds

  • 2

    Baths

  • 2,212

    Sq ft

The story

  • Pool

Modern, Move-In Ready & Just 12 Miles to the BEACH! Built in 2024, this beautifully maintained 4-bedroom, 2-bath SEDA home offers modern finishes, an ideal split-bedroom floor plan, and a prime location in a desirable community with NO CDD fees! The open-concept design creates an inviting flow between the living, dining, and kitchen areas, while the separate office/den provides the perfect flex space with lots of possibilities. The upgraded kitchen is a standout, featuring quartz countertops, stainless steel appliances, a spacious center island with bar seating, and an abundance of cabinetry and counter space. The formal dining room adds an elegant touch for entertaining and special occasions. The spacious primary suite is thoughtfully separated from the additional bedrooms for added privacy. Enjoy the outdoors from the extended covered front and rear porches, while the fully fenced backyard provides a great space for pets, play, or relaxing. Residents can walk to the community amenities, including the community pool and playground. Conveniently located near I-95, making commuting to Jacksonville or Georgia a breeze, and situated within an A-rated school district. With shopping, dining, and everyday conveniences nearby—and the beach just 12 miles away—this home offers the perfect combination of comfort, convenience, and coastal lifestyle.

Facts & features

Home type

Residential

Year built

2024

Floors

1

Price per sq ft

$212

HOA

$895 / annually

Parking

2-car garage

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Electric

  • Heating

    Central, Electric

  • Appliances

    Dishwasher, Microwave, Refrigerator, Stove

  • Roof

    Shingle

  • Exterior

    Fence, Irrigation Sprinklers

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$3,109 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $2,502
  • Property tax $470
  • Insurance $137

Includes principal, interest, taxes & insurance.

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Listing Broker

WATSON REALTY CORP.

Broker Name

WATSON REALTY CORP.

Agent

Angela Garcia

Location

Fernandina Beach FL 32034