For sale Home

Listed Oct 5, 2026

$1,999,000 Est. $13,222/mo

862 Cardinal

  • 4

    Beds

  • 4

    Baths

The story

  • Pool
  • Waterfront

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered entertaining area makes outdoor gatherings easy and comfortable. The built-in outdoor kitchen is equipped with an outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink, creating the perfect setting for everything from casual lunches to sunset dinners after a day on the boat. Contemporary Interior with Premium Appointments:

Facts & features

Home type

Home

Year built

2025

Floors

2

Included features

  • Pool

    Yes

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Dryer, Dishwasher, Electric Range

  • Flooring

    Tile

  • Roof

    Metal

  • Lot Information

    Less Than Quarter Acre

  • Exterior

    Security High Impact Doors

  • Water Source

    Public

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$13,222 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $10,640
  • Property tax $1,999
  • Insurance $583

Includes principal, interest, taxes & insurance.

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Listing Broker

American Caribbean Real Estate

Broker Name

American Caribbean Real Estate

Agent

Joy Martin

Location

Key Largo FL 33037