For sale Condo

Listed Nov 2, 2026

$189,000 Est. $1,250/mo

8618 Surf Drive Unit 202

  • 1

    Baths

  • 448

    Sq ft

The story

  • Pool
  • Waterfront

Unit UNIT 202 at 8618 Surf Drive is a 1-bathroom condo in Panama City Beach, FL with 448 sq ft of living space, built in 1982. It is currently listed at $189,000, with a quarterly HOA fee of $1,100. Highlights include a waterfront setting and a pool.

What are you waiting for 202 Ocean Terrace studio ,beach side is ready for a new owner .With queen bed and pull out sofa this little studio sleeps 4 easy. Low rise building makes this a great complex. Park and walk straight upstairs .Check out the pool beach side .Relax by the pool and listen to the waves roll in .Ocean terrace is a great central location off Thomas Drive to several restaurants ,amusement parks, shopping and the World Famous Tootsie's Orchid's Lounge within walking distance .

Facts & features

Home type

Condo

Year built

1982

Price per sq ft

$422

HOA

$1,100 / quarterly

Included features

  • Pool

    Yes

  • Cooling

    Wall Units

  • Heating

    Electric

  • Appliances

    Electric Oven, Electric Range

  • Sewer

    Public Sewer

Mortgage calculator

Estimated monthly payment

$1,250 /mo

7% rate · 30-yr fixed · 20% down

  • Principal & interest $1,006
  • Property tax $189
  • Insurance $55

Includes principal, interest, taxes & insurance.

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Listing Broker

Berkshire Hathaway HomeServices Beach Properties of Florida

Broker Name

Berkshire Hathaway HomeServices Beach Properties of Florida

Agent

Lynne Hand

Location

PANAMA CITY BEACH FL 32413